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Olive Hill
Kentucky›Carter County

Olive HillKY

A town of 1,536, settled in 1838.

Olive Hill C & O Depot · Photo: CoryClaxon · CC BY-SA 3.0
Photo of Olive Hill

Olive Hill, KY · Olive Hill C & O Depot · Photo: CoryClaxon · CC BY-SA 3.0

Is Olive Hill a good place to live?

Olive Hill’s best subject grades are an A+ for cost of living and an A− for schools; its weakest is a D− for health. 33% of residents are 65 or older in Olive Hill, against 17% in Kentucky’s towns and 18% across U.S. towns. On cost of living, just 7 of Kentucky’s 238 towns do better. Olive Hill is easier to get around on foot or by transit than 70% of U.S. towns. Olive Hill's civic life (library use, community groups, volunteering) trails 96% of U.S. towns. Saltpeter Cave and Olive Hill C & O Depot is on the National Register of Historic Places. Olive Hill has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Olive Hill stand out

Where Olive Hill beats most towns, and one thing worth knowing.

How Olive Hill grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Olive Hill is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Olive Hill C & O Depot
Olive Hill C & O Depot · National Register of Historic Places
Olive Hill’s story

188 years in pictures

Census counts: 56 in 1880, a peak of 2,539 in 1980, 1,580 in 2020. The archive holds 10 old photos and papers going back to 2004 and 3 maps from 1950 on.

1 place on the National Register of Historic Places.

  • 1838Olive Hill is settled
Explore the history →
Getting set up

Moving to Olive Hill: who provides what

Who provides power, water and the rest in Olive Hill, and how to reach them.

The full setup list →
PowerCity of Olive HillEIAHIFLD · EIA
WaterOlive Hill Municipal Water WorksNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Olive Hill’s trash rules yet
SchoolsCarter County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereCarter County ClerkCarter County; contacts on the Handbook page.FVAP, Sep 2019
ZIP code4116441164 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Olive Hill.

HealthD−

Less healthy than 96% of U.S. towns

Among adults in Olive Hill, 30% say their health is fair or poor, and on top of that only 7 of the 142 Kentucky towns we compare have a higher share of adults who report frequent physical distress than Olive Hill. 24% of Olive Hill adults smoke cigarettes, above both Kentucky’s towns (18%) and U.S. towns (14%). CDC measures, 31 in all: Olive Hill beats Kentucky on 1 and trails on 18.

4%healthier than U.S. townsD−Health Grade
Olive HillKentucky townsU.S. towns
Frequent physical distress (CDC PLACES)20%15%14%
Smoke cigarettes (CDC PLACES)24%18%14%
Fair or poor health (CDC PLACES)30%23%19%
High blood pressure (CDC PLACES)44%38%35%
31 measures vs. Kentucky
1 better12 too close to call18 worse
What stands outOlive HillKY
More adults treating high blood pressure84.3%81.3%
More older adults who have lost all their teeth31.7%18.9%
St. Claire Regional Medical Center
17.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsA−

Olive Hill’s public schools outperform 83% of Kentucky districts

The largest public high school is West Carter County High School, with 506 students. Public schools: the Carter County school district. Two of its 4 schools are below, each with the reason it’s listed.

83%of KY districts it outscoresA−School Grade
SchoolLevelStudentsLetter
West Carter Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8392B−
West Carter County High SchoolLargest public high schoolGrades 9–12Grades 9–12506B−

NCES · EDFacts · graded within KY on state tests and graduation

Who lives here

Compared with most of Kentucky and the rest of the country, the median age in Olive Hill is higher

14% of Olive Hill residents are under 18. The town is shrinking: down 3% since 2020, to 1,536 residents (2025 estimate). Kentucky has 28% of adults 25 and older with a bachelor’s degree or more; here it is 23%.

52.4median age · KY 39.1
Olive HillKentucky townsU.S. towns
Median age52.4 years37.6 years40.5 years
Under 1814%22%22%
Bachelor’s degree or more, 25+23%26%29%
Olive HillKentuckyUnited States

Ages · share of residents

Education · adults 25 and older

No diploma15%
High school40%
Some college12%
Associate’s11%
Bachelor’s8%
Graduate15%

Women and men · all residents

54% women, 46% men

That’s an even split within the survey’s margin of ±5.6 points. Across Kentucky, 50.5% of residents are women. Among residents 35 to 44, 84% are men (KY 50%).

Ages and education in Olive Hill
Olive HillKYU.S.
Under 107.6%12.1%11.6%
10 to 175.9%10.5%10.3%
18 to 244.2%9.1%9.1%
25 to 348.7%13.1%13.7%
35 to 4414.9%12.6%13.2%
45 to 5413.7%12.3%12.2%
55 to 6411.7%13%12.7%
65 to 7425.5%10.5%10.2%
75 and older7.8%6.8%7%
No diploma14.6%11.1%10.4%
High school40%32.6%26%
Some college11.7%19.7%19.1%
Associate’s10.9%9%8.8%
Bachelor’s8.2%16.2%21.6%
Graduate14.6%11.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,500, single groups can be off by several points

HousingCost of living grade A+

The typical home in Olive Hill is valued at about $139K

In the year to September 2026, typical home values slipped 5.9%.

$139KZillow home value

Typical home value

Olive Hill$139K
Kentucky$231K
−5.9%
value change, 1 year
3
homes sold in April

Zillow Home Value Index · Redfin Data Center

SafetyB+

Less crime per resident in Olive Hill than in 73% of U.S. towns

Its rate of thefts and burglaries is 9.9 per 1,000 residents. Olive Hill’s level of violent crime is 0.7 per 1,000 residents.

73%of U.S. towns report more crimeB+Safety Grade
Olive HillKentucky townsU.S. towns
Violent crimes per 1,000 (2025)0.7 per 1,000 residents1.31.6
Property crimes per 1,000 (2025)9.9 per 1,000 residents8.39.9

Violent crime per 1,000 residents

Olive Hill0.7
Kentucky2.2
U.S.3.3

Property crime per 1,000 residents

Olive Hill9.9
Kentucky12.8
U.S.15.5
73rd
percentile among U.S. towns we grade
1
violent crimes reported in 2025
15
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Climate

Olive Hill has mild winters and pleasant summers

Expect July afternoons of 86° and January nights of 23°, with about 3 inches of snow a winter.

3″snow a winter

Typical low → high °F

Winter25–45°
Spring41–67°
Summer61–85°
Fall43–68°
Oct 31
typical first frost
Apr 10
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C−

With 1.2 jobs for every working resident, Olive Hill draws in 482 commuters

Just 11% of the town’s working residents have a job in town. Olive Hill’s typical journey to work comes in at 16 minutes. The share of residents in Olive Hill who live below the poverty line: 20%. It had 531 jobs in 2023, down 247 from 2013.

11%work in town
Olive HillKentucky townsU.S. towns
Average trip to work16 minutes22 minutes25 minutes
Below the poverty line20%16%9.6%
Working residents who work in town11%15%8%
Median household income$71,000$60,000$80,000

Where working residents work

In Olive Hill11%
Grayson15%
Morehead12%
Ashland5%
Lexington4%
18 mi
median commute distance
531
jobs based in Olive Hill
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 70% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C+

The biggest natural risk in Olive Hill is inland flooding, at a moderate overall level

FEMA expects more storm and flood damage in Olive Hill than in 56% of U.S. communities. Flood insurance has paid out on 167 claims in the town since 1978. Households in the town have drawn federal disaster aid in 13 declared disasters, most recently in 2024.

56risk score of 100
FEMA risk score
56Moderate riskLowerHigher
Inland floodingHeat wavesTornadoes
167
paid flood claims since 1978
13
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

OutdoorsD

0.3% of the land in Olive Hill is protected from building

Parks and preserves in Olive Hill: one, of 3 acres.

0.3%conserved
0.3%
conserved · 4 of 1,289 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. J.A. Raybourne Park—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Olive Hill

20pages on Olive Hill
After high school

Colleges nearby

1 within 15 miles of the center of Olive Hill

About Olive Hill

City in Kentucky, United States

Official town website ↗

Olive Hill is a home rule-class city along Tygarts Creek in Carter County, Kentucky, in the United States. As of the 2020 census, Olive Hill had a population of 1,580.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1884
Area
1.9 sq mi
Elevation
748 ft
ZIP code
41164
Area code
606

Questions about Olive Hill

Short answers, built from the data on this page.

Is Olive Hill, KY expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.