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Downtown Mount Sterling, KentuckyPhoto: Publichall · Public domain
Mt. Sterling-Montgomery County Library

Mount Sterling’s library runs 7.6 programs per 1,000 residents, against a typical 14 for libraries its size

Mt. Sterling-Montgomery County Library serves 28,527 people in and around Mount Sterling. Last year it lent 137K books, movies and e-books and logged 70K visits.

328 North Maysville Street, Mount Sterling 40353 · about 49 hours a week
C−Civic lifeAhead of 18% of U.S. towns · #92 of 126 in Kentucky. Nonprofits and volunteering.
Borrowed a year
137K
4.8 per resident
Visits a year
70K
2.5 per resident · Below typical (2.6)
Programs & events
217
about 4 a week · 14K attended
Cardholders
58%
16,607 cards
Open
49 hrs
a week at this branch

What stands out about Mt. Sterling-Montgomery County Library

Read from the library’s own yearly report. The page puts what stands out first.

Civic life grade

What’s behind Mount Sterling’s civic life grade

On community nonprofits and volunteering, Mount Sterling is ahead of 18% of U.S. towns, #92 of 126 in Kentucky. Mount Sterling is graded on two of the three inputs. Both inputs sit below most U.S. towns; the share of younger adults in volunteering groups comes closest to the middle.

C−
Civic lifeA character grade: shown, never part of Mount Sterling’s overall grade.
All U.S. towns we grade (17,556)Ahead of 18%
FewerMore
Kentucky towns we grade (126)Ahead of 27%
U.S. towns with similar incomes, $42K–$70K (6,602)Ahead of 18%

Most U.S. towns with similar household incomes ($42K–$70K) score higher, so income alone doesn’t account for it.

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. Mount Sterling is small (7,586 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

17 community nonprofits are registered in Mount Sterling

2.2 per 1,000 residents, against a U.S. town median of 3.7. The largest group: human services.

Community nonprofits, by kind

Arts & culture10.09 per 1,000 · U.S. towns 0.24
Youth, sports & recreation30.45 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans20.23 per 1,000 · U.S. towns 0.74
Human services40.49 per 1,000 · U.S. towns 0.59
Education30.45 per 1,000 · U.S. towns 0.43
Health20.26 per 1,000 · U.S. towns 0.16
Environment & animals00.04 per 1,000 · U.S. towns 0.17
Other20.23 per 1,000 · U.S. towns 0.47

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (10 here), since whether a church registers depends on its denomination, not the town.

Volunteering

6.7%

6.7% of Mount Sterling’s Facebook users aged 25–44 belong to a volunteering or activism group, against 6.6% in the typical Kentucky town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Mount Sterling’s residents live; 2022.

How it compares

Ahead of most similar-size libraries on 4 of 8 measures

Per resident, against libraries serving 25,000 to 100,000 people across the U.S.

Visits per resident 2.5 visits · typical 2.6Lower than 53%
Borrowing per resident 3.9 print items · typical 3.7Higher than 52%
Digital borrowing 0.9 e-items · typical 1.2Lower than 61%
Kids’ borrowing 1.7 kids’ items · typical 1.7Lower than 51%
Program attendance 0.5 attendees · typical 0.3Higher than 73%
Programs offered 7.6 per 1,000 residents · typical 14Lower than 80%
Cardholders 58% of residents · typical 39%Higher than 78%
Spending $41 per resident · typical $40Higher than 51%
Fewer per residentMore per resident
Size group

Mt. Sterling-Montgomery County Library serves 28,527 people, so it’s measured against U.S. libraries serving 25,000 to 100,000.

A year at the library

Every hour the doors are open, about 22 items go out

Fiscal year 2024, for the whole Mt. Sterling-Montgomery County Library system. The library’s own count.

70K
visits
2.5 per resident
137K
loans, print + digital
4.8 per resident
217
programs & events
14K attended
17K
library cards
58% of people served
Every open hour22items borrowed
Every week274people at a program
Every day12Wi-Fi sessions
18 staff (full-time equivalent)27 public computers
What people borrow

Mostly books and media off the shelf

137K loans last year: print, kids’ and digital.

137Kloans
Books & media (adults) 47%Kids’ books & media 34%E-books, audio & streaming 19%
From your couch

25,413 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

Kids & programs

About 2 kids’ programs a week

Story times, clubs, classes and events, across the whole system, by who they’re for.

Schools in Mount Sterling →

Programs last year by age group

Ages 0–555
Ages 6–1158
Teens7
Adults47
All ages50
Little ones
1.1

story times and programs a week for ages 0–5, on average.

47K
kids’ books & media borrowed
14K
people at programs
217
programs
The building

Find it

Mt. Sterling-Montgomery County Library, 328 North Maysville Street, Mount Sterling.

49
hours open a week
17,750
square feet
With a card

No late fees. E-books and audiobooks from home. Research databases: courses, journals, genealogy. Good at every Mt. Sterling-Montgomery County Library branch.

New in Mount Sterling? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

For every $1 it spends, the library lends about $1.88 worth

Set what you’d borrow in a month. It starts at what the average Mount Sterling cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
0
E-books & audio$15 each
0
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
0
Your card saves you about
$204
a year at retail prices · $17 a month

Who pays for it
$41 per resident a year

Typical for a library this size: $40. Operating budget $1.2M.

Local taxes 98%Federal 1%Gifts & other 1%

Last year the library lent and hosted about $2.2M worth of books, e-books, programs and Wi-Fi on a $1.2M budget.

Fine-free. No late fees on books returned late.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 16,607 cardholders ÷ 12.

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • System-wide. Mt. Sterling-Montgomery County Library serves 28,527 people in and around Mount Sterling, so the yearly numbers cover all of them, not just Mount Sterling.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in Mount Sterling

Does Mount Sterling have a public library?

Yes. Mt. Sterling-Montgomery County Library, 328 North Maysville Street, serves 28,527 people in and around Mount Sterling (the survey’s count) and is open about 49 hours a week, averaged over the year.

Is Mt. Sterling-Montgomery County Library fine-free? Does it lend e-books?

Yes to both: no late fees, and e-books, audiobooks and research databases with a card (the library’s 2024 survey report).

How busy is Mount Sterling’s library?

It logged 2.5 visits and lent 4.8 items per resident in 2024, against a typical 2.6 visits for libraries serving 25,000 to 100,000 people.

What is Mount Sterling’s civic life grade?

C− Mount Sterling is ahead of 18% of U.S. towns on civic life, #92 of 126 in Kentucky. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in Mount Sterling.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.