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Main Street in the Morganfield Commercial District
Kentucky›Union County
Photo: Nyttend · Public domain
Photo of Morganfield

Morganfield, KY · Photo: Nyttend · Public domain · Source ↗

Is Morganfield a good place to live?

Morganfield gives you more for your money than most places: a typical home costs about $170K, 2.8 years of the county’s $60K median household income. It grades C overall, ranked 96th of 138 in Kentucky. The low prices come with trade-offs. Residents are less healthy than 86% of U.S. towns on CDC estimates and its schools rank behind 78% of the state's. Morganfield has 5 places on the National Register of Historic Places, among them Union County Courthouse and Daniel H. Hughes House. Among 142 Kentucky towns, just 7 have a higher share of residents 65 or older than Morganfield. The biggest park or preserve is Morganfield Park, at 27 acres.

What makes Morganfield stand out

Where Morganfield beats most towns.

Union County Courthouse
Union County Courthouse · National Register of Historic Places
Morganfield’s story

214 years in pictures

Census counts: 295 in 1830, a low of 295 in 1830, 3,256 in 2020. The archive holds 6 old photos and papers going back to 1880 and 4 maps from 1907 on.

5 places on the National Register of Historic Places.

  • 1812Morganfield is settled
Explore the history →

How Morganfield grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Morganfield is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Morganfield: who provides what

Who provides power, water and the rest in Morganfield, and how to reach them.

The full setup list →
PowerKU11.9¢/kWh · EIA 2025HIFLD · EIA
WaterMorganfield Water Works7 health-based violations in 5 years · EPAEPA
Internet4 providers96% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Morganfield’s trash rules yet
SchoolsUnion County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereUnion County ClerkUnion County; contacts on the Handbook page.FVAP, Feb 2019
ZIP code4243742437 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Morganfield.

Morganfield draws workers from Sturgis and beyond and has homes that are cheap against local pay.

Work & commuteJobs & income grade B−

About one in five working residents works right in Morganfield

1,842 jobs are based in Morganfield, 1.5 for every working resident, so most of the people who work here commute in.

About one in 5 of Morganfield’s working residents works in town. Morganfield’s average trip to work is 19 minutes, below both Kentucky’s towns (22 minutes) and U.S. towns (25 minutes). Jobs based in Morganfield grew to 1,842 in 2023, 338 more than in 2013.

22%work in town
MorganfieldKentucky townsU.S. towns
Working residents who work in town22%15%8%
Average trip to work19 minutes22 minutes25 minutes
Below the poverty line16%16%9.6%
Median household income$66,000$59,000$80,000

Where working residents work

In Morganfield22%
Henderson12%
Evansville5%
Breckinridge Center4%
Owensboro4%
17 mi
median commute distance
1,842
jobs based in Morganfield
A job hub
jobs vs. working residents
C
Walkability grade: more walkable than 32% of U.S. towns

Census LEHD 2023 · ACS

SchoolsC−

Morganfield’s grade for schools is a C−

Its public schools are run by the Union County school district. Its one school is below.

22%of KY districts it outscoresC−School Grade
SchoolLevelStudentsLetter
Morganfield Elementary SchoolLargest public elementary schoolGrades K–5Grades K–5328D

NCES · EDFacts · graded within KY on state tests and graduation

HealthD

Morganfield’s grade for health is a D

45% of Morganfield adults have high blood pressure, where Kentucky’s towns sit at 38% and U.S. towns at 35%. 16% of Morganfield adults have diabetes. Morganfield beats the Kentucky average on 0 of 31 CDC measures and trails it on 12.

14%healthier than U.S. townsDHealth Grade
MorganfieldKentucky townsU.S. towns
High blood pressure (CDC PLACES)45%38%35%
Diabetes (CDC PLACES)16%13%12%
Binge drink (CDC PLACES)12%14%16%
Frequent physical distress (CDC PLACES)17%15%14%
31 measures vs. Kentucky
0 better19 too close to call12 worse
What stands outMorganfieldKY
More older adults who have lost all their teeth27.7%18.9%
More uninsured adults7.3%5.4%
More adults who have had a stroke5%4%
Methodist Hospital Union County
5.5 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
30th
percentile among KY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade A−

Morganfield’s grade for cost of living is an A−

At 2.8 years of the county’s $60K median household income, the typical home (about $170K) costs less against local pay than in 79% of Kentucky towns; that ratio is one input to its A− for cost of living.

The typical Morganfield home is worth about $170,000, up 3% in a year, 26% below the Kentucky typical home. Morganfield’s median rent is $852 a month.

$170KZillow home value
MorganfieldKentucky townsU.S. towns
Households that own their home57%59%73%
Median rent$852 a month$937 a month$1,185 a month

Typical home value

Morganfield$170K
Kentucky$231K
+3%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Four seasons and hot summers in Morganfield

Morganfield has chilly winters and warm summers. The July high in Morganfield is 88°F.

8″snow a winter

Typical low → high °F

Winter28–45°
Spring47–67°
Summer67–87°
Fall48–69°
Oct 31
typical first frost
Apr 5
typical last frost
+0.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C

Earthquakes leads a high hazard risk in Morganfield

Expected storm and flood damage is higher than in 64% of U.S. communities. Since 1979, 4 flood insurance claims have been paid out in Morganfield.

64risk score of 100
FEMA risk score
64High riskLowerHigher
EarthquakesInland floodingStrong wind
4
paid flood claims since 1979
10
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

59%of U.S. towns report more crimeBSafety Grade

Violent crime per 1,000 residents

Morganfield2.3
Kentucky2.1
U.S.3.3

Property crime per 1,000 residents

Morganfield9.4
Kentucky12.8
U.S.15.5
59th
percentile among U.S. towns we grade
52nd
percentile among KY towns
7
violent crimes reported in 2025
29
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsC+

Morganfield has set aside 1.8% of its land for conservation

0.7 miles of trail in 1 park or preserve.

1.8%conserved
MorganfieldKentucky townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.30.4
Conserved land1.8%1.7%4.3%
1.8%
conserved · 33 of 1,809 acres
0.7 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Morganfield Park—27

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Morganfield

19pages on Morganfield
After high school

Colleges nearby

1 within 15 miles of the center of Morganfield

A job hub

Every workday, about 1,570 people come to Morganfield for work

Where Morganfield’s working residents go each day. Line width shows the share.

12% → Henderson Henderson 12% 5% → Evansville Evansville 5% 4% → Breckinridge Center Breckinridge Center 4% 4% → Owensboro Owensboro 4% 2% → Madisonville Madisonville 2% 1% → Bowling Green Bowling Green 1% Morganfield · 22% stay
1,842jobs based in Morganfield
22%of working residents work in town
17 mimedian commute distance

Census LEHD 2023

Landmarks

5 places in Morganfield on the National Register of Historic Places.

All landmarks →

About Morganfield

City in Kentucky, United States

Official town website ↗

Morganfield is a home rule-class city in Union County, Kentucky, in the United States. It is the seat of its county. As of the 2020 census, Morganfield had a population of 3,256.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1812
Area
2.9 sq mi
Elevation
440 ft
ZIP code
42437

Morganfield’s neighbors

One town shares a border with Morganfield.

Explore the map →
How the neighbors grade
TownKY rankOverallCostSafetySchoolsHealth
Morganfield#96CA−BC−D
Breckinridge Center——B+—C−B−

Breckinridge Center has fewer than 2,500 residents, so it gets subject grades but no overall grade. Breckinridge Center reports no FBI crime data of its own. Compare Morganfield with a neighbor →

Questions about Morganfield

Short answers, built from the data on this page.

Is Morganfield, KY a good place to live?

Morganfield grades C overall, better than 28% of U.S. towns and #96 of 138 in Kentucky. It grades D for health, B for safety and C− for schools. Health is its weak spot, with a D.

Is Morganfield, KY expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.