LoyallKY
A town of 576, settled in 1924.
Is Loyall a good place to live?
24% of residents live below the poverty line in Loyall, above both Kentucky’s towns (16%) and U.S. towns (9.6%). No town among the 143 in Kentucky we compare has a lower July high than Loyall. Loyall has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
Loyall has shrunk 60% since 2010
1,461 counted in 2010 and 638 in 2020; an estimated 576 in 2025.
U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025
Moving to Loyall: who provides what
Who provides power, water and the rest in Loyall, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Loyall.
The FEMA risk score in Loyall is higher than in the typical Kentucky or U.S. town
Loyall’s FEMA risk score is 95 of 100, where Kentucky’s towns sit at 48 of 100 and U.S. towns at 44 of 100. Since 1984, 23 flood insurance claims have been paid out in Loyall.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Loyall has 0.2 jobs for every working resident, so most commute out
Most working residents leave Loyall for work: only 2% work in town. Loyall’s median household income is $53,000. The top destinations are Harlan (12%), Lexington (6%) and Barbourville (4%).
| Loyall | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Working residents who work in town | 2.4% | 15% | 8% |
| Median household income | $53,000 | $60,000 | $80,000 |
| Average trip to work | 21 minutes | 22 minutes | 25 minutes |
Where working residents work
Census LEHD 2023 · ACS
Loyall has four seasons and pleasant summers
Loyall has chilly winters and warm summers, with plenty of rain. July afternoons reach 85°, January nights drop to 25° and about 10 inches of snow falls in a winter.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Crime reported in Loyall
1 crime was reported in Loyall in 2025: 1 property and 0 violent. In a town this small, a few incidents move the numbers a lot, so rates aren't shown.
Loyall is small, so we show counts rather than rates.
FBI crime data, 2025 · crimes reported to police
Loyall stands out in Kentucky and nationally: a larger share of its adults smoke cigarettes
25% of adults smoke cigarettes in Loyall. No town among the 142 in Kentucky we compare has a lower share of adults who binge drink than Loyall. 36% of adults get no exercise outside work in Loyall.
| Loyall | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Smoke cigarettes (CDC PLACES) | 25% | 18% | 14% |
| Frequent physical distress (CDC PLACES) | 21% | 15% | 14% |
| Fair or poor health (CDC PLACES) | 32% | 23% | 19% |
| Diabetes (CDC PLACES) | 18% | 13% | 12% |
| What stands out | Loyall | KY |
|---|---|---|
| Fewer binge drinkers | 11% | 14.2% |
| More uninsured adults | 8.8% | 5.4% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Everything we know about Loyall
Colleges nearby
None within 15 miles of Loyall; the nearest are
About 2 of every 100 Loyall residents are enrolled in college, against 6 across Kentucky.
576 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
About Loyall
City in Kentucky, United States
Loyall () is a home rule-class city in Harlan County, Kentucky, in the United States. As of the 2020 census, Loyall had a population of 638.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Established
- 1924
- Area
- 0.3 sq mi
- Elevation
- 1,175 ft
- ZIP code
- 40854
- Area code
- 606
Questions about Loyall
Short answers, built from the data on this page.
Is Loyall, KY a good place to live?
Loyall has fewer than 1,000 residents, too few for fair grades; the figures below are still real.