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Kenton county courthouse
Kentucky›Kenton County

IndependenceKY

A town of 30,198, settled in 1840.

4 bordering townsMap →
Photo: W.marsh · CC BY-SA 3.0
Photo of Independence

Independence, KY · Photo: W.marsh · CC BY-SA 3.0 · Source ↗

Why does Independence grade so well?

Because it does well by almost any measure. Independence earns an A+, ranked 6th of 138 in Kentucky. It reports less crime per resident than 91% of U.S. towns, its schools outperform 90% of the state's, and it is healthier than 81% of U.S. towns. Its lowest mark, a B, is in cost of living. Only 18 of Kentucky’s 238 towns score higher on hazard risk. Independence has 3 places on the National Register of Historic Places, among them Metcalfe-Stephens House and Independence Historic District. Independence's civic life (library use, community groups, volunteering) trails 83% of U.S. towns.

What makes Independence stand out

Where Independence beats most towns.

A growing town

Independence has grown 22% since 2010

24,757 counted in 2010 and 28,676 in 2020; an estimated 30,198 in 2025.

Growth hasn’t slowed: 5.2% since 2020, after 15.8% in the decade before.

24,7572010
28,6762020
30,1982025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Independence grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Independence is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Metcalfe-Stephens House
Metcalfe-Stephens House · National Register of Historic Places
Independence’s story

186 years in pictures

Census counts: 182 in 1850, 28,676 in 2020. The archive holds 6 old photos and papers going back to 2004 and 3 maps from 1950 on.

3 places on the National Register of Historic Places.

  • 1840Independence is settled
Explore the history →
Nearby attractions

Ark Encounter and 50 more within 40 miles

Museums, parks, gardens and other places to visit around Independence. Close and well known come first.

All 70 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Ark Encounter: OlinEJ, CC0 · Paycor Stadium: JonRidinger, CC BY-SA 4.0 · Great American Ball Park: Eric Kilby profile at Flickr website, CC BY-SA 2.0 · Kings Island: Eli Duke from Portland, OR, USA, CC BY-SA 2.0 · Nippert Stadium: Ben Levin, CC BY-SA 4.0 · TQL Stadium: Cornfield948, CC BY-SA 3.0

Getting set up

Moving to Independence: who provides what

Who provides power, water and the rest in Independence, and how to reach them.

The full setup list →
PowerOwen Electric Coop12.6¢/kWh · EIA 2025HIFLD · EIA
WaterNorthern Kentucky Water DistrictNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Independence’s trash rules yet
SchoolsKenton County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereKenton County ClerkKenton County; contacts on the Handbook page.FVAP, Sep 2024
ZIP codes41051, 41015, 41042, 4101841051 90% · 41015 5% · 41042 3% · 41018 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Independence.

Independence sends many workers across the state line, reports less crime than Erlanger or any other graded neighbor and has less tooth loss than most of Kentucky.

SafetyA

For safety, Independence earns an A

Its A tops all 3 graded towns on its borders; Erlanger (A−) comes closest. Violent crime is rare: 15 reported in 2025, 0.5 per 1,000 residents.

Independence’s property crime rate is 3.5 per 1,000 residents, where Kentucky’s towns sit at 8.3 and U.S. towns at 9.9. Independence’s violent crime rate is 0.5 per 1,000 residents.

91%of U.S. towns report more crimeASafety Grade
IndependenceKentucky townsU.S. towns
Property crimes per 1,000 (2025)3.5 per 1,000 residents8.39.9
Violent crimes per 1,000 (2025)0.5 per 1,000 residents1.31.6

Violent crime per 1,000 residents

Independence0.5
Kentucky2.1
U.S.3.3

Property crime per 1,000 residents

Independence3.5
Kentucky12.8
U.S.15.5
91st
percentile among U.S. towns we grade
99th
percentile among KY towns
15
violent crimes reported in 2025
106
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

SchoolsA

For schools, Independence earns an A

Its A is the best School Grade on its borders; Erlanger (A−) is next.

Its public schools are run by the Kenton County school district. Three of its 5 schools are below, each with why it’s listed. The largest public high school is Simon Kenton High School, with 1,893 students.

90%of KY districts it outscoresASchool Grade
SchoolLevelStudentsLetter
Summit View AcademyLargest public elementary schoolGrades PK–8Grades PK–81,324B+
Simon Kenton High SchoolLargest public high schoolGrades 9–12Grades 9–121,893A−
Kenton Elementary SchoolTop results in townGrades PK–5Grades PK–5650A

NCES · EDFacts · graded within KY on state tests and graduation

HousingCost of living grade B

Independence’s typical home value is about $328K

Its typical home is the priciest on its borders; Ryland Heights is next at $255K. The median property tax bill is $2,527, against $1,544 across Kentucky, another input to its cost-of-living grade.

The typical Independence home is worth about $328,000, up 3% in a year, 42% above the Kentucky typical home. 84% of households own their home in Independence, against 59% in Kentucky’s towns and 73% across U.S. towns. The median rent in Independence is $1,250 a month.

$328KZillow home value
IndependenceKentucky townsU.S. towns
Households that own their home84%59%73%
Median rent$1,250 a month$930 a month$1,185 a month

Typical home value

Independence$328K
Kentucky$231K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
8
days on market
99.7%
sale-to-list price
+3%
value change, 1 year
40
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthA−

For health, Independence earns an A−

Its widest gap with Kentucky is tooth loss: 10.1% of those 65+ have lost all their teeth, against 18.9% statewide. Its A− for health tops all 3 graded neighbors; Erlanger (B) comes closest.

11% of Independence adults report frequent physical distress. Independence beats the Kentucky average on 17 of 31 CDC measures and trails it on 2. 18% of Independence adults binge drink.

81%healthier than U.S. townsA−Health Grade
IndependenceKentucky townsU.S. towns
Frequent physical distress (CDC PLACES)11%15%14%
Binge drink (CDC PLACES)18%14%16%
Fair or poor health (CDC PLACES)15%23%19%
Get no exercise (CDC PLACES)20%27%25%
31 measures vs. Kentucky
17 better12 too close to call2 worse
What stands outIndependenceKY
Fewer older adults who have lost all their teeth10.1%18.9%
Fewer adults who have had a stroke2.5%4%
More binge drinkers17.9%14.2%
St. Elizabeth Edgewood
3.6 mi away · emergency room
None
primary care, dental or mental-health shortage
89th
percentile among KY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade B+

Most of Independence’s workers commute out: the town has 0.3 jobs for each of them

20% of working residents cross a state line to work. Jobs based here grew from 3,094 in 2013 to 4,863.

Most working residents leave Independence for work: only 4% work in town. Jobs based in Independence grew to 4,863 in 2023, 1,769 more than in 2013. 8.8% of residents live below the poverty line in Independence.

4%work in town
IndependenceKentucky townsU.S. towns
Median household income$102,000$59,000$80,000
Average trip to work27 minutes22 minutes25 minutes
Working residents who work in town4%15%8%
Below the poverty line8.8%16%9.6%

Where working residents work

In Independence4%
Cincinnati11%
Florence9%
Covington7%
Fort Wright4%
9 mi
median commute distance
4,863
jobs based in Independence
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 32% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade A−

Inland flooding leads a low hazard risk in Independence

Expected storm and flood damage is lower than in 77% of U.S. communities. Since 1996, 3 flood insurance claims have been paid out in Independence.

23risk score of 100
FEMA risk score
23Low riskLowerHigher
Inland floodingTornadoesCold waves
3
paid flood claims since 1996
1
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsB+

Conserved land covers 6.6% of Independence

5.8 miles of trail in 8 parks and preserves. The biggest park or preserve is Fox Run Park, at 550 acres.

#56for trails in KY
IndependenceKentucky townsU.S. towns
Conserved land6.6%1.7%4.3%
Miles of trail per square mile0.3 miles per square mile0.30.4
6.6%
conserved · 758 of 11,473 acres
5.8 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Lincoln Ridge Park1.1 mi71
2. Memorial Park0.7 mi16
3. Manor Hill Community Walking and Nature Trails0.5 mi7

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Independence has four seasons and pleasant summers

Independence has chilly winters and warm summers. July afternoons reach 86°, January nights drop to 23° and about 23 inches of snow falls in a winter.

23″snow a winter

Typical low → high °F

Winter26–42°
Spring43–65°
Summer64–84°
Fall46–67°
Oct 25
typical first frost
Apr 18
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Younger than Kentucky overall

The median household earns $102,361, against $63,726 across Kentucky, one input to its B+ for jobs and income.

People 65 and older are 11% of residents (17% statewide); children under 18 are 28% of residents (23% statewide). Independence has grown 5.2% since 2020, to 30,198 residents in the Census Bureau’s 2025 estimate. 36% of adults 25 and older have a bachelor’s degree or more, vs 28% across Kentucky.

33.7median age · KY 39.1
IndependenceKentucky townsU.S. towns
Under 1828%22%22%
Aged 65 or older11%17%18%
Median age33.7 years37.6 years40.5 years
Bachelor’s degree or more, 25+36%26%29%
IndependenceKentuckyUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school27%
Some college21%
Associate’s11%
Bachelor’s25%
Graduate11%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±1.7 points. Across Kentucky, 50.5% of residents are women. Median age: women 35.6, men 32.6.

Ages and education in Independence
IndependenceKYU.S.
Under 1015.2%12.1%11.6%
10 to 1712.6%10.5%10.3%
18 to 247.6%9.1%9.1%
25 to 3416.5%13.1%13.7%
35 to 4413.9%12.6%13.2%
45 to 5413.4%12.3%12.2%
55 to 6410%13%12.7%
65 to 746.8%10.5%10.2%
75 and older3.8%6.8%7%
No diploma5.1%11.1%10.4%
High school26.7%32.6%26%
Some college20.5%19.7%19.1%
Associate’s11.3%9%8.8%
Bachelor’s25.2%16.2%21.6%
Graduate11.2%11.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

Keep exploring

Everything we know about Independence

20pages on Independence
After high school

Colleges nearby

13 within 15 miles of the center of Independence

A commuter town

96% of working residents leave Independence for work

Where Independence’s working residents go each day. Line width shows the share.

11% → Cincinnati Cincinnati 11% 9% → Florence Florence 9% 7% → Covington Covington 7% 4% → Fort Wright Fort Wright 4% 3% → Erlanger Erlanger 3% 3% → Edgewood Edgewood 3% Independence · 4% stay
4,863jobs based in Independence
4%of working residents work in town
9 mimedian commute distance

Census LEHD 2023

About Independence

City in Kentucky, United States

Official town website ↗

Independence is a city in Kenton County, Kentucky, United States. It is one of its county's two seats of government. The population was 28,676 at the time of the 2020 census. It is the third largest city in Northern Kentucky after Covington and Florence, and is part of the Cincinnati metropolitan area. Independence is a home-rule class city under Kentucky law.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1842
Area
18 sq mi
Elevation
899 ft
ZIP code
41051
Area code
859

Independence’s neighbors

4 towns share a border with Independence.

Explore the map →

At #6 in KY, it grades higher overall than all 3 graded towns on its borders; Erlanger (A+) comes closest.

How the neighbors grade
TownKY rankOverallCostSafetySchoolsHealth
Independence#6A+BAAA−
Erlanger#9A+A−A−A−B
Ryland Heights——————
Covington#72C+BCB+C−
Elsmere#43BBB+A−C

Ryland Heights isn’t graded (fewer than 1,000 residents, or not enough data). Compare Independence with a neighbor →

Questions about Independence

Short answers, built from the data on this page.

Is Independence, KY a good place to live?

Yes, by almost any measure. Independence grades A+ overall, better than 98% of U.S. towns and #6 of 138 in Kentucky. It grades A− for health, A for safety and A for schools.

Is Independence, KY expensive?

That is 4 years of the area's median household income ($81,120 across the Cincinnati, OH-KY-IN metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.

What is Independence, KY known for?

2 notable people were born here, including Michael Mayer and Hollis Hammonds.