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Carter County, Kentucky courthouse
Kentucky›Carter County

GraysonKY

A town of 3,728, settled in 1840.

Photo: W.marsh · CC BY-SA 3.0
Photo of Grayson

Grayson, KY · Photo: W.marsh · CC BY-SA 3.0 · Source ↗

Is Grayson a good place to live?

Grayson gives you more for your money than most places: homes are within reach, about $172K for a typical one, or 2.9 years of the Huntington metro’s $60K median household income. It grades C+ overall, ranked 73rd of 138 in Kentucky. The low prices come with trade-offs. The median household income is $28K, and 38% of residents live below the poverty line, and CDC estimates put its residents' health behind 90% of the country. On the plus side, its schools outperform 83% of the state's. 38% of residents live below the poverty line in Grayson, above both Kentucky’s towns (16%) and U.S. towns (9.6%). Only 9 of Kentucky’s 237 towns score higher on walkability. Grayson is home to Kentucky Christian University.

What makes Grayson stand out

Where Grayson beats most towns, and one thing worth knowing.

A job hub

Every workday, about 2,506 people come to Grayson for work

Where Grayson’s working residents go each day. Line width shows the share.

11% → Ashland Ashland 11% 4% → Huntington Huntington 4% 3% → Morehead Morehead 3% 3% → Lexington Lexington 3% 1% → Olive Hill Olive Hill 1% 1% → Catlettsburg Catlettsburg 1% Grayson · 25% stay
2,803jobs based in Grayson
25%of working residents work in town
18 mimedian commute distance

Census LEHD 2023

How Grayson grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Grayson is from typical.

How grading works

Its grades run from A for walkability (better than 90% of comparable towns) to D− for jobs and income (better than 4%), so the C+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Carter County, Kentucky courthouse
Carter County, Kentucky courthouse, 2007
Grayson’s story

186 years in pictures

Census counts: 152 in 1870, 3,834 in 2020. The archive holds 9 old photos and papers going back to 2004 and 2 maps from 1953 on.

  • 1840Grayson is settled
Explore the history →
Getting set up

Moving to Grayson: who provides what

Who provides power, water and the rest in Grayson, and how to reach them.

The full setup list →
PowerKentucky Power15.9¢/kWh · EIA 2025HIFLD · EIA
WaterGrayson Utility CommissionNo health-based violations in 5 years · EPAEPA
Internet6 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Grayson’s trash rules yet
SchoolsCarter County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereCarter County ClerkCarter County; contacts on the Handbook page.FVAP, Sep 2019
ZIP code4114341143 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Grayson.

Grayson pairs an A− for schools with modest home prices and draws workers from Ashland and beyond, but it carries more natural-hazard risk than most of Kentucky (mostly inland flooding).

Work & commuteJobs & income grade D−

In Grayson, the median household income runs lower than in the typical Kentucky or U.S. town

2,803 jobs are based in Grayson, 2.3 for every working resident, so most of the people who work here commute in. Jobs based here fell from 3,734 in 2013 to 2,803.

Among 142 Kentucky towns, just 3 have a lower median household income than Grayson. 25% of Grayson working residents work locally. Since 2013, Grayson has lost 931 jobs, to 2,803 in 2023.

25%work in town
GraysonKentucky townsU.S. towns
Median household income$28,000$60,000$80,000
Working residents who work in town25%15%8%
Average trip to work24 minutes22 minutes25 minutes

Where working residents work

In Grayson25%
Ashland11%
Huntington4%
Morehead3%
Lexington3%
18 mi
median commute distance
2,803
jobs based in Grayson
A job hub
jobs vs. working residents
A
Walkability grade: more walkable than 90% of U.S. towns

Census LEHD 2023 · ACS

SchoolsA−

Grayson’s grade for schools is an A−

Its A− for schools comes with a B+ for cost of living: the typical home is worth about $172K.

Its public schools are run by the Carter County school district. Two of its 3 schools are below, each with why it’s listed. The largest public high school is East Carter County High School, with 678 students.

83%of KY districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Prichard Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5612B
East Carter County High SchoolLargest public high schoolGrades 9–12Grades 9–12678B

NCES · EDFacts · graded within KY on state tests and graduation

HealthD

Grayson’s grade for health is a D

Against the 365 U.S. towns with household incomes like Grayson’s, it is healthier than 77%, so its D isn’t only a matter of income.

21% of adults smoke cigarettes in Grayson. Grayson beats the Kentucky average on 0 of 31 CDC measures and trails it on 11. 29% of adults have been diagnosed with depression in Grayson.

10%healthier than U.S. townsDHealth Grade
GraysonKentucky townsU.S. towns
Smoke cigarettes (CDC PLACES)21%18%14%
Depression (CDC PLACES)29%27%23%
Frequent mental distress (CDC PLACES)20%18%17%
Frequent physical distress (CDC PLACES)17%15%14%
31 measures vs. Kentucky
0 better20 too close to call11 worse
What stands outGraysonKY
More older adults who have lost all their teeth30.8%18.9%
More uninsured adults8.3%5.4%
More adults facing food insecurity19.1%15.5%
King's Daughters' Medical Center
18.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
20th
percentile among KY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade D

Grayson faces a very high natural-hazard risk, led by inland flooding

FEMA rates its natural-hazard risk higher than 92% of Kentucky towns; that rating is what its D for hazard risk is built on.

Grayson’s FEMA risk score is 86 of 100. Since 1978, 35 flood insurance claims have been paid out in Grayson.

86risk score of 100
FEMA risk score
86Very high riskLowerHigher
Inland floodingHeat waves
35
paid flood claims since 1978
13
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Who lives here

More young adults than Kentucky overall

37.9% of residents live below the poverty line, against 16.1% across Kentucky, which weighs on its D− for jobs and income. The median household earns $27,542, against $63,726 across Kentucky.

Adults 18 to 34 are 36% of residents (22% statewide); adults 35 to 64 are 26% of residents (38% statewide). The median age in Grayson is 30.3 years. Grayson has lost 2.8% of its people since 2020, down to 3,728 in the Census Bureau’s 2025 estimate.

30.3median age · KY 39.1
GraysonKentucky townsU.S. towns
Median age30.3 years37.6 years40.5 years
Bachelor’s degree or more, 25+19%26%29%
Aged 65 or older17%17%18%
GraysonKentuckyUnited States

Ages · share of residents

Education · adults 25 and older

No diploma15%
High school49%
Some college13%
Associate’s5%
Bachelor’s5%
Graduate14%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±5 points. Across Kentucky, 50.5% of residents are women.

Ages and education in Grayson
GraysonKYU.S.
Under 1015.3%12.1%11.6%
10 to 176.9%10.5%10.3%
18 to 2416.5%9.1%9.1%
25 to 3419.1%13.1%13.7%
35 to 448.4%12.6%13.2%
45 to 544.9%12.3%12.2%
55 to 6412.2%13%12.7%
65 to 7410.4%10.5%10.2%
75 and older6.3%6.8%7%
No diploma14.9%11.1%10.4%
High school49.2%32.6%26%
Some college12.7%19.7%19.1%
Associate’s4.5%9%8.8%
Bachelor’s5.1%16.2%21.6%
Graduate13.6%11.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,700, single groups can be off by several points

HousingCost of living grade B+

Grayson’s grade for cost of living is a B+

At 2.9 years of the Huntington metro’s $60K median household income, the typical home (about $172K) costs less against local pay than in 76% of Kentucky towns; that ratio is one input to its B+ for cost of living.

The typical Grayson home is worth about $172,000, down 3.2% in a year, 25% below the Kentucky typical home.

$172KZillow home value
GraysonKentucky townsU.S. towns
Households that own their home39%59%73%
Median rent$745 a month$937 a month$1,185 a month

Typical home value

Grayson$172K
Kentucky$231K
−3.2%
value change, 1 year
2
homes sold in May

Zillow Home Value Index · Redfin Data Center

Climate

Four seasons and pleasant summers in Grayson

Grayson has chilly winters and warm summers. July afternoons reach 87°, January nights drop to 24° and about 18 inches of snow falls in a winter.

18″snow a winter

Typical low → high °F

Winter26–46°
Spring42–68°
Summer62–86°
Fall44–69°
Oct 17
typical first frost
Apr 27
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

SafetyC+

Crime per resident in Grayson is higher than in 59% of U.S. towns

At 22.2 crimes per 1,000 residents a year, it reports more crime than 74% of Kentucky’s graded towns.

41%of U.S. towns report more crimeC+Safety Grade

Violent crime per 1,000 residents

Grayson1.4
Kentucky2.1
U.S.3.3

Property crime per 1,000 residents

Grayson9.5
Kentucky12.8
U.S.15.5
41st
percentile among U.S. towns we grade
26th
percentile among KY towns
5
violent crimes reported in 2025
35
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsC

0.3% of Grayson is conserved land

0.0 miles of trail in 4 parks and preserves.

0.3%conserved
0.3%
conserved · 5 of 1,800 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Dixie Park—3
2. City of Grayson Walking Trail—1
3. Veterans memorial park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Grayson

20pages on Grayson
After high school

Colleges nearby

1 within 15 miles of the center of Grayson

College town

11% of Grayson is in college

College Scorecard · IPEDS

About Grayson

City in Kentucky, United States

Official town website ↗

Grayson is a home rule-class city in and the county seat of Carter County, Kentucky, United States, on U.S. Route 60 and Interstate 64 in the state's northeastern region. It is approximately 21 miles west of Ashland. As of the 2020 census, Grayson had a population of 3,834. Along with Carter County, the city is closely associated with the nearby Huntington-Ashland, WV-KY-OH Metropolitan Statistical Area and is often erroneously included in the MSA being just 9 miles west of the MSA's western boundary. The city has grown in size substantially since the opening of Interstate 64 in 1975 through Carter County. Immediately afterwards, Grayson experienced several years of commercial sector growth…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1844
Area
2.8 sq mi
Elevation
633 ft
ZIP code
41143
Area code
606

Questions about Grayson

Short answers, built from the data on this page.

Is Grayson, KY a good place to live?

Grayson grades C+ overall, better than 37% of U.S. towns and #73 of 138 in Kentucky. It grades D for health, C+ for safety and A− for schools. Jobs & income is its weak spot, with a D−.

Is Grayson, KY expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.