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Downtown Georgetown KentuckyPhoto: FloNight (Sydney Poore) and Russell Poore · CC BY-SA 3.0
Housing in Georgetown

710 homes sold in Georgetown in the last year, at a typical $338K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Georgetown homes are listed.

Homes sold
710
June 2025 to May 2026
Typical sale price
$338K
houses $342K · condos $299K
Price per square foot
$183
Kentucky $162
Paid vs. asking
99%
19% sold over asking
For sale now
110
May 2026 · 67 sold that month
What sold · last 12 months

2% of Georgetown’s sales are condos, at $43K less than a house

664 houses and 11 condos sold in the year to May 2026. Condos sell faster. Houses draw more bidding wars.

Houses$342K

typical sale · 664 sold in 12 months

Per square foot
$186KY $162
Days to sell
47
Sold over asking
19%
Listings with a price cut
21%
Condos$299K

typical sale · 11 sold in 12 months

Per square foot
$199KY $177
Days to sell
39
Sold over asking
9%
Listings with a price cut
33%
Fewer sales

Multi-family (2–4 units): 12 sold, typical $259K
Townhouses: 23 sold, typical $239K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at twice the 2016 price

710 sales in the last year, against 1,016 in 2020 and a low of 526 in 2012. The typical sale went from $166K in 2016 to $338K.

Homes soldTypical sale price
02625257871050$175K$250K$325K$400K2012: 526 sold, typical $138K’122013: 674 sold, typical $143K2014: 746 sold, typical $148K’142015: 805 sold, typical $154K2016: 895 sold, typical $166K’162017: 1004 sold, typical $179K2018: 869 sold, typical $196K’182019: 880 sold, typical $201K2020: 1016 sold, typical $223K’202021: 855 sold, typical $252K2022: 805 sold, typical $274K’222023: 657 sold, typical $292K2024: 707 sold, typical $321K’242025: 778 sold, typical $339KLast 12 months: 710 sold, typical $338KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $350K buys in Georgetown

Houseat $186 a sq ft
Condoat $199 a sq ft
The same money in Kentuckyat $162 a sq ft

Is this asking price fair?

Check a listing against what Georgetown homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Georgetown are back to pre-pandemic levels, but 45% fewer homes come up for sale

We read every month of Georgetown’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 710 sales.

If you’re buying in Georgetown

  • Shop in August. It brings about 94 new listings a month, close to the busiest month, with fewer bidding wars (18% over asking).
  • You can negotiate. 21% of listings have cut their price, against 16% before the pandemic.
  • Bid near asking. Buyers paid 99% of the list price on average; 19% paid over.
  • You’ll usually have time. Only 44% of homes go under contract within two weeks; the typical one takes 45 days.
Best time to buy

Spring brings both the most homes and the most bidding wars

April has the most new listings (about 100 a month), and the most competition: 25% close over asking. August and September offer nearly as much choice with fewer homes bid up (18%). January has the least competition (15%).

New listings a monthShare sold over asking
025507510013%27%40%Sweet spotJan: 67 new listings a month, 15% sold over asking, 55 days to sellJFeb: 71 new listings a month, 20% sold over asking, 58 days to sellFMar: 94 new listings a month, 20% sold over asking, 50 days to sellMApr: 100 new listings a month, 25% sold over asking, 37 days to sellAMay: 89 new listings a month, 23% sold over asking, 32 days to sellMJun: 98 new listings a month, 23% sold over asking, 32 days to sellJJul: 91 new listings a month, 24% sold over asking, 30 days to sellJAug: 94 new listings a month, 18% sold over asking, 30 days to sellASep: 80 new listings a month, 20% sold over asking, 31 days to sellSOct: 71 new listings a month, 19% sold over asking, 30 days to sellONov: 55 new listings a month, 18% sold over asking, 42 days to sellNDec: 43 new listings a month, 20% sold over asking, 40 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Kentucky as a whole

Georgetown now2017–192021 peakKY now
Sold over askingShare of sales that closed above the list price19%15%41%18%
Gone within two weeksShare of homes under contract within 14 days44%41%59%36%
Listings with a price cutShare of homes for sale that cut their price21%16%6%27%
Price paid vs. askingAverage sale price ÷ list price99%98.7%100.5%97.4%
Days to sellMedian days from listing to contract45321250
Supply

119 homes for sale on a typical day

That’s 45% fewer than in 2017–19 and well under 2013’s 422.

2012: 375 for sale’122013: 422 for sale2014: 396 for sale2015: 353 for sale’152016: 269 for sale2017: 223 for sale2018: 213 for sale’182019: 209 for sale2020: 174 for sale2021: 164 for sale’212022: 145 for sale2023: 180 for sale2024: 164 for sale’242025: 148 for saleLast 12 months: 119 for saleNow
Room to negotiate

1 in 5 listings has cut its price

21% in the last year, against 16% in 2017–19 and 27% across Kentucky.

2015: 10%’152016: 11%2017: 13%2018: 18%’182019: 17%2020: 11%2021: 6%’212022: 16%2023: 11%2024: 16%’242025: 18%Last 12 months: 21%Now
Prices by type

Since 2019, houses are up 68%, condos 58%

A house typically sold for $342K in the last year (664 sales), a condo for $299K (11).

$175K$250K$325K$400K2013201520172019202120232025NowHouses 2013: $147K, 635 salesHouses 2014: $148K, 703 salesHouses 2015: $156K, 773 salesHouses 2016: $168K, 864 salesHouses 2017: $182K, 946 salesHouses 2018: $196K, 838 salesHouses 2019: $203K, 829 salesHouses 2020: $224K, 963 salesHouses 2021: $256K, 815 salesHouses 2022: $277K, 763 salesHouses 2023: $299K, 613 salesHouses 2024: $328K, 656 salesHouses 2025: $344K, 718 salesHouses last 12 months: $342K, 664 salesHouses $342KCondos 2013: $151K, 7 salesCondos 2014: $177K, 15 salesCondos 2015: $165K, 5 salesCondos 2016: $184K, 6 salesCondos 2017: $178K, 10 salesCondos 2018: $187K, 9 salesCondos 2019: $189K, 16 salesCondos 2020: $198K, 22 salesCondos 2021: $214K, 8 salesCondos 2022: $249K, 16 salesCondos 2023: $267K, 15 salesCondos 2024: $290K, 15 salesCondos 2025: $296K, 15 salesCondos last 12 months: $299K, 11 salesCondos $299K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Kentucky

Georgetown ranks 32nd of 77 busy Kentucky markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Georgetown is in the middle of the pack.

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Georgetown home costs about $1,959 a month

Mortgage
Property tax
Insurance
Rent

Price: Georgetown’s typical sale, last 12 months. Property tax at Georgetown’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Georgetown is affordable on local pay is on Cost of living.

Before you buy in Georgetown

Six things worth knowing

100

New listings in April

The month with the most choice. December has the fewest, about 43.

Best time to buy
0.7%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $338K home, about $2,340 a year.

Taxes vs. neighbors
B

Schools

The schools grade for Georgetown, from test results, graduation and how much students grow.

Schools in Georgetown
22 min

Typical commute

The average one-way trip to work for people who live in Georgetown.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Paris and Frankfort sell for less a square foot

The busier markets within 25 miles of Georgetown, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Lexington3,806$346K$19118%41
Georgetown710$338K$18319%45
Frankfort313$239K$14818%46
Paris160$216K$14012%46
Versailles132$383K$17811%57
Midway24$316K$19212%57

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Georgetown, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Georgetown. People who follow the town see it, and so do people comparing Georgetown with their own town. No commission, no listing fee.

Questions about buying a home in Georgetown

What do homes sell for in Georgetown, KY?

710 homes sold in the year to May 2026 at a typical $338K, $183 a square foot. Houses sold for about $342K, condos for about $299K.

Is Georgetown a buyer’s or seller’s market?

A seller’s market: 110 homes were for sale in May 2026 and 67 sold, about 1.6 months of supply. Buyers paid 99% of asking on average, and 21% of listings cut their price.

When is the best time to buy in Georgetown?

April brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Georgetown?

About 0.7% of a home’s value a year. On a $338K home that’s near $2,340.

Where can I see homes for sale in Georgetown?

Zillow, Redfin, Realtor.com and Homes.com all carry Georgetown’s MLS listings; the search links above open each one filtered to Georgetown.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).