Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Fleming-Neon
Fleming-Neon isn’t graded for hazard risk: Fleming-Neon has 567 residents; we grade towns of 1,000 or more. Flood insurance has paid 6 claims here since 1984.
What Fleming-Neon faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Fleming-Neon flood? Rarely: 6 flood claims since 1984
Every paid claim on a federal flood insurance policy in Fleming-Neon, from FEMA’s records.
- The Late July Flooding1 claim · $258K
Fleming-Neon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Letcher County.5 federal disasters brought FEMA money to Fleming-Neon
Disasters that paid out in Fleming-Neon itself (aid to households or repair grants to the City of Fleming-Neon), newest first, with that year’s flood claims.
- 2025Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$368K to the City of Fleming-Neon for repairs
- 2024Remnants of Hurricane Helene$5K to the City of Fleming-Neon for repairs
- 2022Severe Storms, Flooding, Landslides, and Mudslides$6.9M to the City of Fleming-Neon for repairs1 flood claim paid that year
- 2015Severe Winter Storms, Snowstorms, Flooding, Landslides, and Mudslides$15K to the City of Fleming-Neon for repairs
- 2003Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and$16K to the City of Fleming-Neon for repairs
Letcher County has had 35 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Letcher County, 2016–2016.
Old photos of Fleming-Neon after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fleming-Neon archive →Fleming-Neon and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| McRoberts | — | 556 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fleming-Neon faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fleming-Neon
Does Fleming-Neon flood?
Flood insurance has paid 6 claims in Fleming-Neon since 1984, $308K in all. 1 properties have flooded more than once. The most claims came from Late July Flooding (1).
Is Fleming-Neon in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Letcher County, 9% of homes in mapped flood zones carry federal flood insurance, and 1.4% of all homes do.
How much is flood insurance in Fleming-Neon?
FEMA’s Community Rating System list shows no discount for Fleming-Neon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Fleming-Neon?
By FEMA money that reached Fleming-Neon, Severe Storms, Flooding, Landslides, and Mudslides (2022): $6.9M to the City of Fleming-Neon for repairs. By flood claims, Late July Flooding: 1 paid, $258K.
Storm stories
Memories, warnings and help from neighbors in Fleming-Neon.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fleming-Neon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.