84 homes sold in Cold Spring in the last year, at a typical $276K
Houses and condos split the market almost evenly. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Cold Spring homes are listed.
Every place Cold Spring homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Cold Spring.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
42% of Cold Spring’s sales are condos, at $140K less than a house
33 houses and 35 condos sold in the year to May 2026.
typical sale · 33 sold in 12 months
- Per square foot
- $200KY $162
- Days to sell
- 26
- Sold over asking
- 18%
- Listings with a price cut
- 61%
typical sale · 35 sold in 12 months
- Per square foot
- $157KY $177
- Days to sell
- 23
- Sold over asking
- 14%
- Listings with a price cut
- 65%
Townhouses: 16 sold, typical $268K
Too few sales in 12 months for reliable figures.
Fewer homes sell than a decade ago, at 1.8 times the 2016 price
84 sales in the last year, against 179 in 2019 and a low of 83 in 2023. The typical sale went from $153K in 2016 to $276K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $300K buys in Cold Spring
Check a listing against what Cold Spring homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Cold Spring are back to pre-pandemic levels, but three quarters fewer homes come up for sale
We read every month of Cold Spring’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 84 sales.
If you’re buying in Cold Spring
- Shop in March. It brings about 13 new listings a month, close to the busiest month, with fewer bidding wars (11% over asking).
- You can negotiate. 58% of listings have cut their price, against 33% before the pandemic.
- Offer under asking. Buyers paid 97.8% of the list price on average; 13% paid over.
- Move fast on good ones. Half of homes are under contract within two weeks.
Summer brings the homes; spring brings the bidding wars
August has the most new listings (about 13 a month), but May is the most competitive: 23% of May sales close over asking. March offers nearly as much choice with fewer homes bid up (11%). February has the least competition (10%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and about like Kentucky as a whole
| Cold Spring now | 2017–19 | 2021 peak | KY now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 13% | 11% | 35% | 18% |
| Gone within two weeksShare of homes under contract within 14 days | 49% | 5% | 68% | 36% |
| Listings with a price cutShare of homes for sale that cut their price | 58% | 33% | 38% | 27% |
| Price paid vs. askingAverage sale price ÷ list price | 97.8% | 97.7% | 99.8% | 97.4% |
| Days to sellMedian days from listing to contract | 22 | 64 | 7 | 50 |
7 homes for sale on a typical day
That’s 1.2 times the 2021 low (6), 79% fewer than in 2017–19 and well under 2012’s 100.
1 in 2 listings has cut its price
58% in the last year, against 33% in 2017–19 and 27% across Kentucky. More sellers are pricing high and coming down.
Since 2019, houses are up 43%, condos 72%
A house typically sold for $375K in the last year (33 sales), a condo for $235K (35).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Cold Spring ranks 59th of 77 busy Kentucky markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Cold Spring is one of the state’s calmer markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Cold Spring home costs about $1,655 a month
Price: Cold Spring’s typical sale, last 12 months. Property tax at Cold Spring’s 0.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Cold Spring is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in August
The month with the most choice. December has the fewest, about 6.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $276K home, about $2,580 a year.
Taxes vs. neighborsSchools
The schools grade for Cold Spring, from test results, graduation and how much students grow.
Schools in Cold SpringTypical commute
The average one-way trip to work for people who live in Cold Spring.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
No busy market nearby sells for less a square foot
The busier markets within 25 miles of Cold Spring, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Alexandria | 171 | $309K | $178 | 19% | 23 |
| Taylor Mill | 117 | $280K | $200 | 30% | 30 |
| Cold Spring | 84 | $276K | $172 | 13% | 22 |
| Highland Heights | 78 | $195K | $172 | 15% | 13 |
| Wilder | 68 | $209K | $170 | 16% | 50 |
| Southgate | 63 | $301K | $184 | 22% | 23 |
| Salem Heights | 52 | $351K | $193 | 46% | 39 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Cold Spring, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Cold Spring. People who follow the town see it, and so do people comparing Cold Spring with their own town. No commission, no listing fee.
Questions about buying a home in Cold Spring
What do homes sell for in Cold Spring, KY?
84 homes sold in the year to May 2026 at a typical $276K, $172 a square foot. Houses sold for about $375K, condos for about $235K.
Is Cold Spring a buyer’s or seller’s market?
A seller’s market: 4 homes were for sale in May 2026 and 7 sold, about 0.6 months of supply. Buyers paid 97.8% of asking on average, and 58% of listings cut their price.
When is the best time to buy in Cold Spring?
August brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Cold Spring?
About 0.9% of a home’s value a year. On a $276K home that’s near $2,580.
Where can I see homes for sale in Cold Spring?
Zillow, Redfin, Realtor.com and Homes.com all carry Cold Spring’s MLS listings; the search links above open each one filtered to Cold Spring.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).