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Camargo Branch Library · part of Mt. Sterling-Montgomery County Library

Camargo’s library is a branch of Mt. Sterling-Montgomery County Library, which lends more per resident than 52% of systems its size

Camargo’s library is the Camargo Branch Library, a branch of Mt. Sterling-Montgomery County Library, which serves 28,527 people and lent 137K items last year.

4406c Camargo Rd, Mt. Sterling 40353 · about 45 hours a week
C−Civic lifeAhead of 22% of U.S. towns. Nonprofits and volunteering.
Borrowed a year
137K
4.8 per resident
Visits a year
70K
2.5 per resident · Below typical (2.6)
Programs & events
217
about 4 a week · 14K attended
Cardholders
58%
16,607 cards
Open
45 hrs
a week at this branch

What stands out about Camargo Branch Library

Read from the library’s own yearly report. The page puts what stands out first.

Civic life grade

What’s behind Camargo’s civic life grade

On community nonprofits and volunteering, Camargo is ahead of 22% of U.S. towns. Camargo is graded on two of the three inputs. Both inputs sit below most U.S. towns; the share of younger adults in volunteering groups comes closest to the middle.

C−
Civic lifeA character grade: shown, never part of Camargo’s overall grade.
All U.S. towns we grade (17,556)Ahead of 22%
FewerMore
U.S. towns with similar incomes, $36K–$60K (4,161)Ahead of 26%

Most U.S. towns with similar household incomes ($36K–$60K) score higher, so income alone doesn’t account for it.

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. Camargo is small (1,051 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

2 community nonprofits are registered in Camargo

2.6 per 1,000 residents, against a U.S. town median of 3.7. The largest group: youth, sports & recreation.

Community nonprofits, by kind

Arts & culture00.11 per 1,000 · U.S. towns 0.24
Youth, sports & recreation00.57 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans00.23 per 1,000 · U.S. towns 0.74
Human services00.57 per 1,000 · U.S. towns 0.59
Education00.57 per 1,000 · U.S. towns 0.43
Health00.34 per 1,000 · U.S. towns 0.16
Environment & animals00.00 per 1,000 · U.S. towns 0.17

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (1 here), since whether a church registers depends on its denomination, not the town.

Volunteering

6.7%

6.7% of Camargo’s Facebook users aged 25–44 belong to a volunteering or activism group, against 6.6% in the typical Kentucky town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Camargo’s residents live; 2022.

How it compares

Ahead of most similar-size libraries on 4 of 8 measures

Per resident, against libraries serving 25,000 to 100,000 people across the U.S.

Visits per resident 2.5 visits · typical 2.6Lower than 53%
Borrowing per resident 3.9 print items · typical 3.7Higher than 52%
Digital borrowing 0.9 e-items · typical 1.2Lower than 61%
Kids’ borrowing 1.7 kids’ items · typical 1.7Lower than 51%
Program attendance 0.5 attendees · typical 0.3Higher than 73%
Programs offered 7.6 per 1,000 residents · typical 14Lower than 80%
Cardholders 58% of residents · typical 39%Higher than 78%
Spending $41 per resident · typical $40Higher than 51%
Fewer per residentMore per resident
Size group

Mt. Sterling-Montgomery County Library serves 28,527 people, so it’s measured against U.S. libraries serving 25,000 to 100,000.

A year at the library

Every hour the doors are open, about 22 items go out

Fiscal year 2024, for the whole Mt. Sterling-Montgomery County Library system. The library’s own count.

70K
visits
2.5 per resident
137K
loans, print + digital
4.8 per resident
217
programs & events
14K attended
17K
library cards
58% of people served
Every open hour22items borrowed
Every week274people at a program
Every day12Wi-Fi sessions
18 staff (full-time equivalent)27 public computers
What people borrow

Mostly books and media off the shelf

137K loans last year: print, kids’ and digital.

137Kloans
Books & media (adults) 47%Kids’ books & media 34%E-books, audio & streaming 19%
From your couch

25,413 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

Kids & programs

About 2 kids’ programs a week

Story times, clubs, classes and events, across the whole system, by who they’re for.

Schools in Camargo →

Programs last year by age group

Ages 0–555
Ages 6–1158
Teens7
Adults47
All ages50
Little ones
1.1

story times and programs a week for ages 0–5, on average.

47K
kids’ books & media borrowed
14K
people at programs
217
programs
The building

Find it

Camargo Branch Library, 4406c Camargo Rd, Mt. Sterling.

45
hours open a week
1,500
square feet
With a card

No late fees. E-books and audiobooks from home. Research databases: courses, journals, genealogy. Good at every Mt. Sterling-Montgomery County Library branch.

New in Camargo? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

For every $1 it spends, the library lends about $1.88 worth

Set what you’d borrow in a month. It starts at what the average Camargo cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
0
E-books & audio$15 each
0
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
0
Your card saves you about
$204
a year at retail prices · $17 a month

Who pays for it
$41 per resident a year

Typical for a library this size: $40. Operating budget $1.2M.

Local taxes 98%Federal 1%Gifts & other 1%

Last year the library lent and hosted about $2.2M worth of books, e-books, programs and Wi-Fi on a $1.2M budget.

Fine-free. No late fees on books returned late.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 16,607 cardholders ÷ 12.

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • System-wide. Camargo Branch Library is one branch of Mt. Sterling-Montgomery County Library, so the yearly numbers cover every branch and all 28,527 people it serves.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in Camargo

Does Camargo have a public library?

Yes: Camargo Branch Library, 4406c Camargo Rd, is a branch of Mt. Sterling-Montgomery County Library, which serves 28,527 people. The branch is open about 45 hours a week, averaged over the year.

Is Mt. Sterling-Montgomery County Library fine-free? Does it lend e-books?

Yes to both: no late fees, and e-books, audiobooks and research databases with a card (the library’s 2024 survey report).

How busy is Camargo’s library?

It logged 2.5 visits and lent 4.8 items per resident in 2024, against a typical 2.6 visits for libraries serving 25,000 to 100,000 people.

What is Camargo’s civic life grade?

C− Camargo is ahead of 22% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in Camargo.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.