Camargo’s library is a branch of Mt. Sterling-Montgomery County Library, which lends more per resident than 52% of systems its size
Camargo’s library is the Camargo Branch Library, a branch of Mt. Sterling-Montgomery County Library, which serves 28,527 people and lent 137K items last year.
What stands out about Camargo Branch Library
Read from the library’s own yearly report. The page puts what stands out first.
What’s behind Camargo’s civic life grade
On community nonprofits and volunteering, Camargo is ahead of 22% of U.S. towns. Camargo is graded on two of the three inputs. Both inputs sit below most U.S. towns; the share of younger adults in volunteering groups comes closest to the middle.
Most U.S. towns with similar household incomes ($36K–$60K) score higher, so income alone doesn’t account for it.
Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.
Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →
2 community nonprofits are registered in Camargo
2.6 per 1,000 residents, against a U.S. town median of 3.7. The largest group: youth, sports & recreation.
Community nonprofits, by kind
Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (1 here), since whether a church registers depends on its denomination, not the town.
6.7%
6.7% of Camargo’s Facebook users aged 25–44 belong to a volunteering or activism group, against 6.6% in the typical Kentucky town and 7.5% nationally.
Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Camargo’s residents live; 2022.
Ahead of most similar-size libraries on 4 of 8 measures
Per resident, against libraries serving 25,000 to 100,000 people across the U.S.
Mt. Sterling-Montgomery County Library serves 28,527 people, so it’s measured against U.S. libraries serving 25,000 to 100,000.
Every hour the doors are open, about 22 items go out
Fiscal year 2024, for the whole Mt. Sterling-Montgomery County Library system. The library’s own count.
Mostly books and media off the shelf
137K loans last year: print, kids’ and digital.
25,413 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.
About 2 kids’ programs a week
Story times, clubs, classes and events, across the whole system, by who they’re for.
Programs last year by age group
story times and programs a week for ages 0–5, on average.
Find it
Camargo Branch Library, 4406c Camargo Rd, Mt. Sterling.















No late fees. E-books and audiobooks from home. Research databases: courses, journals, genealogy. Good at every Mt. Sterling-Montgomery County Library branch.
New in Camargo? The Handbook →Hours are the survey’s yearly average. Check the library’s own site for today’s hours.
For every $1 it spends, the library lends about $1.88 worth
Set what you’d borrow in a month. It starts at what the average Camargo cardholder borrows.
Typical for a library this size: $40. Operating budget $1.2M.
Last year the library lent and hosted about $2.2M worth of books, e-books, programs and Wi-Fi on a $1.2M budget.
Fine-free. No late fees on books returned late.
Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 16,607 cardholders ÷ 12.
What this data can and can’t tell you
From the Public Libraries Survey, fiscal year 2024.
- System-wide. Camargo Branch Library is one branch of Mt. Sterling-Montgomery County Library, so the yearly numbers cover every branch and all 28,527 people it serves.
Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →
Questions about the library and civic life in Camargo
Does Camargo have a public library?
Yes: Camargo Branch Library, 4406c Camargo Rd, is a branch of Mt. Sterling-Montgomery County Library, which serves 28,527 people. The branch is open about 45 hours a week, averaged over the year.
Is Mt. Sterling-Montgomery County Library fine-free? Does it lend e-books?
Yes to both: no late fees, and e-books, audiobooks and research databases with a card (the library’s 2024 survey report).
How busy is Camargo’s library?
It logged 2.5 visits and lent 4.8 items per resident in 2024, against a typical 2.6 visits for libraries serving 25,000 to 100,000 people.
What is Camargo’s civic life grade?
C− Camargo is ahead of 22% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.
Book talk
Reading, story times and the library in Camargo.
Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.