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B+Hazard risk
Natural hazards in Wano Township · FEMA

FEMA expects less hazard damage per building in Wano Township than in 72% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Wano Township gets a B+ for hazard risk: lower expected damage per building than 72% of U.S. towns. Most of that expected damage is river and rain flooding (52%), then tornadoes (22%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 52%Tornadoes 22%Hail 15%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 72%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B+
in Kansas · lower than 72% of U.S. towns
Main hazard
River and rain flooding
52% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 9 declared for Cheyenne County
By hazard

What Wano Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

52%of expected building damage
Well below average · lower than 82% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

22%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about once a year in the area

Hail

15%of expected building damage
Well above average · in the top 7% of U.S. census tracts
Recorded about 8 times a year in the area
Smaller shares here
 Wildfire Strong wind Winter storms top 1% Ice storms Earthquakes Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 13% of Wano Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Wano Township’s grade

River and rain flooding is 52% of the building damage FEMA expects in Wano Township, and Wano Township’s rate of river and rain flooding damage is lower than 82% of U.S. census tracts. Tornadoes add 22%, at a rate in the top 5% of U.S. census tracts.

Where Wano Township sits
Wano Township
Least damageMiddleMost damage

B+ lower expected damage per building than 72% of U.S. towns (21,298).

All of Wano Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding52%Tornadoes22%Hail15%Everything else12%

In dollars, FEMA expects about $2.0M a year in losses across Wano Township: $1.1M to buildings, the rest to people and crops.

Shared tract.All of Wano Township’s 1,731 residents (2020 census) live in one census tract, which it shares with St. Francis city (1,263 residents) and Bird City township (655 residents) and Bird City city (437 residents) and Cleveland Run township (68 residents) and Orlando township (44 residents) and Benkelman township (42 residents) and Calhoun township (41 residents) and Jaqua township (35 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Wano Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Wano Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Wano Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cheyenne County.
Disasters

The storms Wano Township remembers

None of the 9 disasters declared for Cheyenne County shows FEMA aid or repair money reaching Wano Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Wano TownshipCheyenne County only

Cheyenne County has had 9 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Wano Township and its neighbors

Wano Township has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.

Cleveland Run Township: not gradedOrlando Township: not gradedBenkelman Township: not gradedJaqua Township: not gradedBird City Township: not gradedVoltaire Township: not gradedCleveland Run TownshipOrlando TownshipBenkelman TownshipJaqua TownshipBird City TownshipVoltaire TownshipWano Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Wano TownshipB+less damage than 72%river and rain flooding0
Cleveland Run Township—14 residents; we grade 1,000+
Orlando Township—50 residents; we grade 1,000+
Benkelman Township—0 residents; we grade 1,000+
Jaqua Township—4 residents; we grade 1,000+
Bird City Township—911 residents; we grade 1,000+
Voltaire Township—278 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Wano Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Wano Township

Is Wano Township at risk for natural disasters?

On FEMA’s National Risk Index, Wano Township has lower expected damage per building than 72% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (52%) and tornadoes (22%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Wano Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cheyenne County, 0.1% of all homes carry federal flood insurance.

How much is flood insurance in Wano Township?

FEMA’s Community Rating System list shows no discount for Wano Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Wano Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (52%), and Wano Township’s rate for it is lower than 82% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Wano Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Wano Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.