Storms, floods and disasters in Waco Township
Waco Township isn’t graded for hazard risk: Waco Township has 857 residents; we grade towns of 1,000 or more.
What Waco Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Waco Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Waco Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Waco Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sedgwick County.2 federal disasters brought FEMA money to Waco Township
Disasters that paid out in Waco Township itself (aid to households or repair grants to Waco Township), newest first, with that year’s flood claims.
- 2016Severe Storms and Flooding$35K to Waco Township for repairs
- 2005Severe Winter Storms, Heavy Rains, and Flooding$1K to Waco Township for repairs
Sedgwick County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Waco Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Waco Township archive →Waco Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Wichita | C+more damage than 60% | river and rain flooding | 389 |
| Ohio Township | C−more damage than 84% | river and rain flooding | 52 |
| Riverside Township | Dmore damage than 86% | river and rain flooding | 8 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Waco Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Waco Township
Is Waco Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sedgwick County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Waco Township?
FEMA’s Community Rating System list shows no discount for Waco Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Waco Township?
By FEMA money that reached Waco Township, Severe Storms and Flooding (2016): $35K to Waco Township for repairs.
Storm stories
Memories, warnings and help from neighbors in Waco Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Waco Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.