FEMA expects about as much hazard damage per building in Stranger Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Stranger Township gets a C+ for hazard risk: higher expected damage per building than 58% of U.S. towns, #86 of 151 in Kansas. Most of that expected damage is river and rain flooding (76%), then tornadoes (14%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Stranger Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Stranger Township’s grade
River and rain flooding is 76% of the building damage FEMA expects in Stranger Township, and Stranger Township’s rate of river and rain flooding damage is higher than 67% of U.S. census tracts. Tornadoes add 14%, at a rate in the top 7% of U.S. census tracts.
C+ #86 of 151 in Kansas; higher expected damage per building than 58% of U.S. towns (21,298).
Stranger Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Kansas town has higher expected damage than 54% of U.S. towns; within the state, Stranger Township has more expected damage per building than 57% of Kansas towns.
In dollars, FEMA expects about $2.4M a year in losses across Stranger Township: $1.4M to buildings, the rest to people and crops.
Does Stranger Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Stranger Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Stranger Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Leavenworth County.The storms Stranger Township remembers
None of the 18 disasters declared for Leavenworth County shows FEMA aid or repair money reaching Stranger Township itself in FEMA’s records, so these are its biggest flood-claim years.
Leavenworth County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Stranger Township and its neighbors
Stranger Township is 4th of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| High Prairie Township | Bless damage than 59% | river and rain flooding | 3 |
| Fairmount Township | Bless damage than 56% | river and rain flooding | — |
| Sherman Township | B−less damage than 52% | river and rain flooding | — |
| Stranger Township | C+more damage than 58% | river and rain flooding | 0 |
| Tonganoxie Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Stranger Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Stranger Township
Is Stranger Township at risk for natural disasters?
On FEMA’s National Risk Index, Stranger Township has higher expected damage per building than 58% of U.S. towns: C+ for hazard risk, #86 of 151 in Kansas. Most of the expected damage is river and rain flooding (76%) and tornadoes (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Stranger Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Leavenworth County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Stranger Township?
FEMA’s Community Rating System list shows no discount for Stranger Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Stranger Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (76%), and Stranger Township’s rate for it is higher than 67% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Stranger Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Stranger Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.