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–Not graded
Natural hazards in Springdale Township · FEMA

Storms, floods and disasters in Springdale Township

Springdale Township isn’t graded for hazard risk: Springdale Township has 828 residents; we grade towns of 1,000 or more. Flood insurance has paid 56 claims here since 1979.

Flood claims
56
paid since 1979 · $1.6M
Disasters paid out here
8
of 24 declared for Sumner County
By hazard

What Springdale Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

64%of expected building damage
Above average · higher than 68% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

20%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once every 3 years in the area

Strong wind

6%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about 7 times a year in the area
Smaller shares here
 Hail Ice storms top 5% Wildfire Earthquakes Winter storms Heat waves top 1% Lightning Hurricanes Cold waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 11% of Springdale Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Springdale Township flood? Sometimes: 56 flood claims since 1979

Every paid claim on a federal flood insurance policy in Springdale Township, from FEMA’s records.

Paid flood claims, by year
1979: 2 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 1 claim1985: 4 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 3 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 14 claims1999: 0 claims2000: 1 claim2001: 0 claims2002: 0 claims2003: 0 claims2004: 1 claim2005: 0 claims2006: 0 claims2007: 0 claims2008: 6 claims2009: 10 claims2010: 1 claim2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 13 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199820092016
19792026
Biggest named events
  • Hurricane Ike6 claims · $97K
56
paid claims since 1979
$1.6M
paid to owners
0
homes flooded more than once
$29K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Springdale Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sumner County.
Disasters

8 federal disasters brought FEMA money to Springdale Township

Disasters that paid out in Springdale Township itself (aid to households or repair grants to Springdale Township), newest first, with that year’s flood claims.

  1. 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$70K to Springdale Township for repairs
  2. 2018Severe Storms, Straight-line Winds, and Flooding$20K to Springdale Township for repairs
  3. 2016Severe Storms and Flooding$64K to Springdale Township for repairs13 flood claims paid that year
  4. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$66K to Springdale Township for repairs
  5. 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$11K to Springdale Township for repairs
  6. 2009Severe Storms, Flooding, Straight-line Winds, and Tornadoes$37K to Springdale Township for repairs10 flood claims paid that year
Show all 8
  1. 2008Severe Storms, Flooding, and Tornadoes$25K to Springdale Township for repairs
  2. 2008Severe Storms, Flooding and Tornadoes$62K to Springdale Township for repairs
Disasters declared, by decade
Paid out in Springdale TownshipSumner County only

Sumner County has had 24 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Springdale Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Springdale Township archive →
Next door

Springdale Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Ryan Township: not gradedConway Township: hazard risk CSumner Township: not gradedCreek Township: not gradedRyan TownshipConway TownshipSumner TownshipCreek TownshipSpringdale Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Conway TownshipCmore damage than 71%river and rain flooding—
Ryan Township—120 residents; we grade 1,000+
Sumner Township—101 residents; we grade 1,000+
Creek Township—84 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Springdale Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Springdale Township

Does Springdale Township flood?

Flood insurance has paid 56 claims in Springdale Township since 1979, $1.6M in all. The most claims came from Hurricane Ike (6).

Is Springdale Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sumner County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Springdale Township?

FEMA’s Community Rating System list shows no discount for Springdale Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Springdale Township?

By FEMA money that reached Springdale Township, Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides (2019): $70K to Springdale Township for repairs. By flood claims, Hurricane Ike: 6 paid, $97K.

Storm stories

Memories, warnings and help from neighbors in Springdale Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Springdale Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.