Brewer Scout Cabin · Photo: SharonPapierdreams · CC BY-SA 4.0More hazard damage per building is expected in Solomon than in 61% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Solomon gets a C+ for hazard risk: higher expected damage per building than 61% of U.S. towns. Most of that expected damage is river and rain flooding (67%), then tornadoes (10%). Flood insurance has paid 13 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Solomon faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Wildfire
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Solomon’s grade
River and rain flooding is 67% of the building damage FEMA expects in Solomon, and Solomon’s rate of river and rain flooding damage is higher than 63% of U.S. census tracts. Wildfire adds 8%, at a rate in the top 5% of U.S. census tracts.
C+ higher expected damage per building than 61% of U.S. towns (21,298).
Solomon’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.1M a year in losses across Solomon: $611K to buildings, the rest to people and crops.
Does Solomon flood? Sometimes: 13 flood claims since 1981
Every paid claim on a federal flood insurance policy in Solomon, from FEMA’s records: 30.9 per 1,000 homes, more than 89% of the 13,809 U.S. towns with a flood insurance record.
- The Midwest Flooding11 claims · $31K
Solomon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dickinson County.4 federal disasters brought FEMA money to Solomon
Disasters that paid out in Solomon itself (aid to households or repair grants to the City of Solomon), newest first, with that year’s flood claims.
- 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$15K to the City of Solomon for repairs
- 2013Snowstorm$3K to the City of Solomon for repairs
- 2007Severe Winter Storms$13K to the City of Solomon for repairs
- 2007Severe Storms, Tornadoes, and Flooding21 households applied for aid$35K aid approved$9K to the City of Solomon for repairs
Dickinson County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Solomon after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Solomon archive →Solomon and its neighbors
Solomon has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Solomon | C+more damage than 61% | river and rain flooding | 13 |
| Lincoln Township | C+more damage than 62% | river and rain flooding | — |
| Dayton Township | — | 68 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Solomon faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Solomon
Is Solomon at risk for natural disasters?
On FEMA’s National Risk Index, Solomon has higher expected damage per building than 61% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (67%) and tornadoes (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Solomon flood?
Flood insurance has paid 13 claims in Solomon since 1981, $63K in all, or 30.9 per 1,000 homes, more than 89% of U.S. towns with a flood insurance record. The most claims came from Midwest Flooding (11).
Is Solomon in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dickinson County, 77% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Solomon?
FEMA’s Community Rating System list shows no discount for Solomon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Solomon?
By FEMA money that reached Solomon, Severe Storms, Tornadoes, and Flooding (2007): 21 households applied for aid, $35K approved, and $9K to the City of Solomon for repairs. By flood claims, Midwest Flooding: 11 paid, $31K.
Is Solomon at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (67%), and Solomon’s rate for it is higher than 63% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Solomon.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Solomon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.