Storms, floods and disasters in Quenemo
Quenemo isn’t graded for hazard risk: Quenemo has 353 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2007.
What Quenemo faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Quenemo flood? Rarely: 3 flood claims since 2007
Every paid claim on a federal flood insurance policy in Quenemo, from FEMA’s records.
- The Thunderstorms1 claim · $30K
Quenemo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Osage County.3 federal disasters brought FEMA money to Quenemo
Disasters that paid out in Quenemo itself (aid to households or repair grants to the City of Quenemo), newest first, with that year’s flood claims.
- 2009Severe Winter Storms and Snowstorm$997 to the City of Quenemo for repairs
- 2007Severe Storms and Flooding17 households applied for aid$189K aid approved$7K to the City of Quenemo for repairs
- 2007Severe Storms, Tornadoes, and Flooding6 households applied for aid$12K aid approved
Osage County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Quenemo after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Quenemo archive →Get ready for what Quenemo faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Quenemo
Does Quenemo flood?
Flood insurance has paid 3 claims in Quenemo since 2007, $33K in all. The most claims came from Thunderstorms (1).
Is Quenemo in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Osage County, 5% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Quenemo?
FEMA’s Community Rating System list shows no discount for Quenemo’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Quenemo?
By FEMA money that reached Quenemo, Severe Storms and Flooding (2007): 17 households applied for aid, $189K approved, and $7K to the City of Quenemo for repairs. By flood claims, Thunderstorms: 1 paid, $30K.
Storm stories
Memories, warnings and help from neighbors in Quenemo.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Quenemo’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.