Storms, floods and disasters in Ohio Township
Ohio Township isn’t graded for hazard risk: Ohio Township has 736 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2007.
What Ohio Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Ohio Township flood? Rarely: 3 flood claims since 2007
Every paid claim on a federal flood insurance policy in Ohio Township, from FEMA’s records.
- The Thunderstorms3 claims · $97K
Ohio Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.3 federal disasters brought FEMA money to Ohio Township
Disasters that paid out in Ohio Township itself (aid to households or repair grants to Ohio Township), newest first, with that year’s flood claims.
- 2016Severe Storms and Flooding$34K to Ohio Township for repairs
- 2009Severe Storms and Flooding$23K to Ohio Township for repairs
- 2005Severe Winter Storms, Heavy Rains, and Flooding$21K to Ohio Township for repairs
Franklin County has had 19 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Ohio Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Ohio Township archive →Ohio Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Homewood Township | — | 688 residents; we grade 1,000+ | |
| Richmond Township | — | 877 residents; we grade 1,000+ | |
| Williamsburg Township | — | 646 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Ohio Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Ohio Township
Does Ohio Township flood?
Flood insurance has paid 3 claims in Ohio Township since 2007, $97K in all. The most claims came from Thunderstorms (3).
Is Ohio Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Ohio Township?
FEMA’s Community Rating System list shows no discount for Ohio Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Ohio Township?
By FEMA money that reached Ohio Township, Severe Storms and Flooding (2016): $34K to Ohio Township for repairs. By flood claims, Thunderstorms: 3 paid, $97K.
Storm stories
Memories, warnings and help from neighbors in Ohio Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ohio Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.