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–Not graded
Natural hazards in North Township · FEMA

Storms, floods and disasters in North Township

North Township isn’t graded for hazard risk: North Township has 559 residents; we grade towns of 1,000 or more. Flood insurance has paid 34 claims here since 1980.

Flood claims
34
paid since 1980 · $301K
Disasters paid out here
0
of 11 declared for Labette County
By hazard

What North Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

74%of expected building damage
Well above average · higher than 80% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

12%of expected building damage
Well above average · in the top 5% of U.S. census tracts

Ice storms

5%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Strong wind Hail Earthquakes Winter storms Hurricanes Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Township flood? Sometimes: 34 flood claims since 1980

Every paid claim on a federal flood insurance policy in North Township, from FEMA’s records.

Paid flood claims, by year
1980: 1 claim1981: 0 claims1982: 0 claims1983: 1 claim1984: 0 claims1985: 0 claims1986: 14 claims1987: 0 claims1988: 2 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 1 claim1993: 2 claims1994: 8 claims1995: 2 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 2 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 1 claim2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198619881994
19802026
34
paid claims since 1980
$301K
paid to owners
0
homes flooded more than once
$9K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

North Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Labette County.
Disasters

The storms North Township remembers

None of the 11 disasters declared for Labette County shows FEMA aid or repair money reaching North Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 198614 flood claims paidThe year of Severe Storms and Flooding, declared for Labette County
  2. 19948 flood claims paidNo declaration for the county that year
  3. 19882 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in North TownshipLabette County only

Labette County has had 11 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of North Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the North Township archive →
Next door

North Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Parsons: hazard risk CLiberty Township: not gradedNeosho Township: not gradedParsonsLiberty TownshipNeosho TownshipNorth Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
ParsonsCmore damage than 69%river and rain flooding58
Liberty Township—553 residents; we grade 1,000+
Neosho Township—86 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what North Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in North Township

Does North Township flood?

Flood insurance has paid 34 claims in North Township since 1980, $301K in all.

Is North Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Labette County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.

How much is flood insurance in North Township?

FEMA’s Community Rating System list shows no discount for North Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in North Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where North Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.