Guest, Sign inJoin

Post to Moline

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
–Not graded
Natural hazards in Moline · FEMA

Storms, floods and disasters in Moline

Moline isn’t graded for hazard risk: Moline has 354 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2007.

Flood claims
1
paid since 2007 · $25K
Disasters paid out here
3
of 17 declared for Elk County
By hazard

What Moline faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

47%of expected building damage
Above average · higher than 80% of U.S. census tracts
Recorded about once a year in the area

Wildfire

37%of expected building damage
Well above average · in the top 1% of U.S. census tracts

Tornadoes

8%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about once every 2 years in the area
Smaller shares here
 Strong wind top 4% Hail Ice storms Earthquakes Winter storms top 4% Hurricanes Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moline flood? Rarely: 1 flood claim since 2007

Every paid claim on a federal flood insurance policy in Moline, from FEMA’s records.

Paid flood claims, by year
2007: 1 claim2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2007
20072026
Biggest named events
  • The Thunderstorms1 claim · $25K
1
paid claims since 2007
$25K
paid to owners
0
homes flooded more than once
$25K
average claim
of all homes are insured
No community discount

Moline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elk County.
What’s been done with FEMA grants
1storm safe room built
Disasters

3 federal disasters brought FEMA money to Moline

Disasters that paid out in Moline itself (aid to households or repair grants to the City of Moline), newest first, with that year’s flood claims.

  1. 2009Severe Winter Storm and Record and Near Record Snow$1K to the City of Moline for repairs
  2. 2007Severe Storms and Flooding15 households applied for aid$14K aid approved1 flood claim paid that year
  3. 2002Severe Winter Ice Storm$12K to the City of Moline for repairs
Disasters declared, by decade
Paid out in MolineElk County only

Elk County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Moline after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Moline archive →
Be ready

Get ready for what Moline faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Moline

Does Moline flood?

Flood insurance has paid 1 claim in Moline since 2007, $25K in all. The most claims came from Thunderstorms (1).

Is Moline in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Elk County, 0.1% of all homes carry federal flood insurance.

How much is flood insurance in Moline?

FEMA’s Community Rating System list shows no discount for Moline’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Moline?

By FEMA money that reached Moline, Severe Storms and Flooding (2007): 15 households applied for aid, $14K approved. By flood claims, Thunderstorms: 1 paid, $25K.

Storm stories

Memories, warnings and help from neighbors in Moline.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Moline’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.