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–Not graded
Natural hazards in Illinois Township · FEMA

Storms, floods and disasters in Illinois Township

Illinois Township isn’t graded for hazard risk: Illinois Township has 452 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2026.

Flood claims
2
paid since 2026 · $25K
Disasters paid out here
8
of 13 declared for Nemaha County
By hazard

What Illinois Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

55%of expected building damage
About average · lower than 55% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

19%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 3 years in the area

Wildfire

19%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Smaller shares here
 Strong wind Hail Ice storms Earthquakes Winter storms Heat waves top 0% Lightning Cold waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Illinois Township flood? Rarely: 2 flood claims since 2026

Every paid claim on a federal flood insurance policy in Illinois Township, from FEMA’s records.

Paid flood claims, by year
2026: 2 claims2026
20262026
2
paid claims since 2026
$25K
paid to owners
0
homes flooded more than once
$13K
average claim
of all homes are insured
No community discount

Illinois Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nemaha County.
Disasters

8 federal disasters brought FEMA money to Illinois Township

Disasters that paid out in Illinois Township itself (aid to households or repair grants to Illinois Township), newest first, with that year’s flood claims.

  1. 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$27K to Illinois Township for repairs
  2. 2016Severe Storms and Flooding$106K to Illinois Township for repairs
  3. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$5K to Illinois Township for repairs
  4. 2009Severe Winter Storms and Snowstorm$21K to Illinois Township for repairs
  5. 2009Severe Storms, Flooding, Straight-line Winds, and Tornadoes$16K to Illinois Township for repairs
  6. 2008Severe Storms, Flooding, and Tornadoes$23K to Illinois Township for repairs
Show all 8
  1. 2007Severe Storms, Tornadoes, and Flooding$21K to Illinois Township for repairs
  2. 2005Severe Winter Storms, Heavy Rains, and Flooding$20K to Illinois Township for repairs
Disasters declared, by decade
Paid out in Illinois TownshipNemaha County only

Nemaha County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Illinois Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Illinois Township archive →
Next door

Illinois Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Harrison Township: not gradedMitchell Township: not gradedRed Vermillion Township: not gradedHome Township: not gradedCorning: not gradedHarrison TownshipMitchell TownshipRed Vermillion TownshipHome TownshipCorningIllinois Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Harrison Township—336 residents; we grade 1,000+
Mitchell Township—665 residents; we grade 1,000+
Red Vermillion Township—153 residents; we grade 1,000+
Home Township—540 residents; we grade 1,000+
Corning—187 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Illinois Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Illinois Township

Does Illinois Township flood?

Flood insurance has paid 2 claims in Illinois Township since 2026, $25K in all.

Is Illinois Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Nemaha County, 0.0% of all homes carry federal flood insurance.

How much is flood insurance in Illinois Township?

FEMA’s Community Rating System list shows no discount for Illinois Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Illinois Township?

By FEMA money that reached Illinois Township, Severe Storms and Flooding (2016): $106K to Illinois Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Illinois Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Illinois Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.