Cimarron Township’s building-damage rate from hail is in the top 3% of U.S. census tracts
On FEMA’s National Risk Index, Cimarron Township gets a C+ for hazard risk: higher expected damage per building than 57% of U.S. towns. Most of that expected damage is river and rain flooding (52%), then hail (19%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Cimarron Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Cimarron Township’s grade
River and rain flooding is 52% of the building damage FEMA expects in Cimarron Township, and Cimarron Township’s rate of river and rain flooding damage is lower than 59% of U.S. census tracts. Hail adds 19%, at a rate in the top 3% of U.S. census tracts.
C+ higher expected damage per building than 57% of U.S. towns (21,298).
Cimarron Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $3.9M a year in losses across Cimarron Township: $1.2M to buildings, the rest to people and crops.
Does Cimarron Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Cimarron Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Cimarron Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Gray County.The storms Cimarron Township remembers
None of the 11 disasters declared for Gray County shows FEMA aid or repair money reaching Cimarron Township itself in FEMA’s records, so these are its biggest flood-claim years.
Gray County has had 11 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Cimarron Township and its neighbors
Cimarron Township has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cimarron Township | C+more damage than 57% | river and rain flooding | 0 |
| Ingalls Township | — | 632 residents; we grade 1,000+ | |
| Fairview Township | — | 232 residents; we grade 1,000+ | |
| Royal Township | — | 262 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Cimarron Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Cimarron Township
Is Cimarron Township at risk for natural disasters?
On FEMA’s National Risk Index, Cimarron Township has higher expected damage per building than 57% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (52%) and hail (19%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Cimarron Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Gray County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Cimarron Township?
FEMA’s Community Rating System list shows no discount for Cimarron Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Cimarron Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (52%), and Cimarron Township’s rate for it is lower than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Cimarron Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cimarron Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.