Stranger Creek Warren Truss Bridge · Photo: Ammodramus · CC0Storms, floods and disasters in Center Township
Center Township isn’t graded for hazard risk: Center Township has 442 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1993.
What Center Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Wildfire
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Center Township flood? Rarely: 2 flood claims since 1993
Every paid claim on a federal flood insurance policy in Center Township, from FEMA’s records.
- The Midwest Flooding1 claim · $4K
Center Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Atchison County.The storms Center Township remembers
None of the 15 disasters declared for Atchison County shows FEMA aid or repair money reaching Center Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19931 flood claims paidThe year of Severe Storms and Flooding, declared for Atchison County
- 20011 flood claims paidNo declaration for the county that year
Atchison County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Center Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Center Township archive →Center Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mount Pleasant Township | — | 979 residents; we grade 1,000+ | |
| Norton Township | — | not graded yet | |
| Lancaster Township | — | 705 residents; we grade 1,000+ | |
| Benton Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Center Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Center Township
Does Center Township flood?
Flood insurance has paid 2 claims in Center Township since 1993, $20K in all. The most claims came from Midwest Flooding (1).
Is Center Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Atchison County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Center Township?
FEMA’s Community Rating System list shows no discount for Center Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Center Township?
By flood claims, Midwest Flooding: 1 paid, $4K.
Storm stories
Memories, warnings and help from neighbors in Center Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Center Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.