Storms, floods and disasters in Balderson Township
Balderson Township isn’t graded for hazard risk: Balderson Township has 99 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1992.
What Balderson Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Wildfire
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Balderson Township flood? Rarely: 2 flood claims since 1992
Every paid claim on a federal flood insurance policy in Balderson Township, from FEMA’s records.
- The Midwest Flooding1 claim · $20K
3 federal disasters brought FEMA money to Balderson Township
Disasters that paid out in Balderson Township itself (aid to households or repair grants to Balderson Township), newest first, with that year’s flood claims.
- 2009Severe Winter Storms and Snowstorm$19K to Balderson Township for repairs
- 2009Severe Storms, Flooding, Straight-line Winds, and Tornadoes$10K to Balderson Township for repairs
- 2007Severe Storms, Tornadoes, and Flooding$8K to Balderson Township for repairs
Marshall County has had 15 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Balderson Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Balderson Township archive →Balderson Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Liberty Township | — | 188 residents; we grade 1,000+ | |
| Oketo Township | — | 233 residents; we grade 1,000+ | |
| Franklin Township | — | 141 residents; we grade 1,000+ | |
| Barneston Township | — | 190 residents; we grade 1,000+ | |
| Richland Township | — | 116 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Balderson Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Balderson Township
Does Balderson Township flood?
Flood insurance has paid 2 claims in Balderson Township since 1992, $34K in all. The most claims came from Midwest Flooding (1).
Is Balderson Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Balderson Township?
FEMA’s Community Rating System list shows no discount for Balderson Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Balderson Township?
By FEMA money that reached Balderson Township, Severe Winter Storms and Snowstorm (2009): $19K to Balderson Township for repairs. By flood claims, Midwest Flooding: 1 paid, $20K.
Storm stories
Memories, warnings and help from neighbors in Balderson Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Balderson Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.