Wildcat Township’s building-damage rate from tornadoes is in the top 3% of U.S. census tracts
On FEMA’s National Risk Index, Wildcat Township gets a B for hazard risk: lower expected damage per building than 60% of U.S. towns. Most of that expected damage is river and rain flooding (66%), then tornadoes (21%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Wildcat Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Wildcat Township’s grade
River and rain flooding is 66% of the building damage FEMA expects in Wildcat Township, and Wildcat Township’s rate of river and rain flooding damage is lower than 56% of U.S. census tracts. Tornadoes add 21%, at a rate in the top 3% of U.S. census tracts.
B lower expected damage per building than 60% of U.S. towns (21,298).
All of Wildcat Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $567K a year in losses across Wildcat Township: $391K to buildings, the rest to people and crops.
Does Wildcat Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Wildcat Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Wildcat Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tipton County.The storms Wildcat Township remembers
None of the 13 disasters declared for Tipton County shows FEMA aid or repair money reaching Wildcat Township itself in FEMA’s records, so these are its biggest flood-claim years.
Tipton County has had 13 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Wildcat Township and its neighbors
Wildcat Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Liberty Township | Bless damage than 60% | river and rain flooding | 4 |
| Madison Township | Bless damage than 60% | river and rain flooding | 16 |
| Wildcat Township | Bless damage than 60% | river and rain flooding | 0 |
| Union Township | B−less damage than 54% | river and rain flooding | — |
| Green Township | — | 389 residents; we grade 1,000+ | |
| Duck Creek Township | — | 655 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Wildcat Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Wildcat Township
Is Wildcat Township at risk for natural disasters?
On FEMA’s National Risk Index, Wildcat Township has lower expected damage per building than 60% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (66%) and tornadoes (21%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Wildcat Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tipton County, 22% of homes in mapped flood zones carry federal flood insurance, and 1.7% of all homes do.
How much is flood insurance in Wildcat Township?
FEMA’s Community Rating System list shows no discount for Wildcat Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Wildcat Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (66%), and Wildcat Township’s rate for it is lower than 56% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Wildcat Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Wildcat Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.