On FEMA’s figures, Walker Township faces less hazard damage per building than 72% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Walker Township gets a B+ for hazard risk: lower expected damage per building than 72% of U.S. towns, #192 of 593 in Indiana. Most of that expected damage is river and rain flooding (78%), then tornadoes (10%). Flood insurance has paid 3 claims here since 2011.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Walker Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Walker Township’s grade
River and rain flooding is 78% of the building damage FEMA expects in Walker Township, and Walker Township’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Next is tornadoes at 10% (higher than 71% of U.S. census tracts).
B+ #192 of 593 in Indiana; lower expected damage per building than 72% of U.S. towns (21,298).
Walker Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Indiana town has lower expected damage than 60% of U.S. towns; within the state, Walker Township has less expected damage per building than 68% of Indiana towns.
In dollars, FEMA expects about $1.4M a year in losses across Walker Township: $837K to buildings, the rest to people and crops.
Does Walker Township flood? Rarely: 3 flood claims since 2011
Every paid claim on a federal flood insurance policy in Walker Township, from FEMA’s records: 1.9 per 1,000 homes, fewer than 63% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms1 claim · $696
Walker Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jasper County.The storms Walker Township remembers
None of the 16 disasters declared for Jasper County shows FEMA aid or repair money reaching Walker Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20182 flood claims paidThe year of Severe Storms and Flooding, declared for Jasper County
- 20111 flood claims paidNo declaration for the county that year
Jasper County has had 16 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Walker Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Walker Township archive →Walker Township and its neighbors
Walker Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Keener Township | A−less damage than 78% | river and rain flooding | 13 |
| Railroad Township | A−less damage than 77% | river and rain flooding | — |
| Union Township | A−less damage than 77% | river and rain flooding | 2 |
| Walker Township | B+less damage than 72% | river and rain flooding | 3 |
| Wheatfield Township | B+less damage than 70% | river and rain flooding | 1 |
| Gillam Township | — | 362 residents; we grade 1,000+ | |
| Barkley Township | — | 697 residents; we grade 1,000+ | |
| Cass Township | — | 924 residents; we grade 1,000+ | |
| Kankakee Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Walker Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Walker Township
Is Walker Township at risk for natural disasters?
On FEMA’s National Risk Index, Walker Township has lower expected damage per building than 72% of U.S. towns: B+ for hazard risk, #192 of 593 in Indiana. Most of the expected damage is river and rain flooding (78%) and tornadoes (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Walker Township flood?
Flood insurance has paid 3 claims in Walker Township since 2011, $21K in all, or 1.9 per 1,000 homes, fewer than 63% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (1).
Is Walker Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jasper County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Walker Township?
FEMA’s Community Rating System list shows no discount for Walker Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Walker Township?
By flood claims, Mid-spring storms: 1 paid, $696.
Is Walker Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (78%), and Walker Township’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Walker Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Walker Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.