Spencer Public Library · Photo: Nyttend · Public domainLiving in Spencer, IN: what to set up and who to call
Every home in Spencer is in ZIP code 47460. For an emergency, Indiana University Health Bloomington Hospital is the closest ER, 15.2 miles away.
I’m new in town
What to set up in Spencer, and who provides it. Tap an answer for the details and where they come from.
Power, water and internet
Who to call to start service at a new address in Spencer.
Power comes from Duke Energy
Duke Energy (Duke Energy Indiana, LLC), an investor-owned utility, serves all of Spencer. Its homes paid an average of 15.0¢ per kWh in 2025, about $149 a month (its average across Indiana).
Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.
Water comes from Bbp Water Company
Bbp Water Company supplies Spencer: about 91% of residents live in its service area. About 9% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water and serves 9,903 people in all.
No health-based violations reported to EPA in the five years to October 2026, like 80% of the 5,012 systems serving 3,301–10,000 people.
The latest lead result on file, the 90th percentile of homes sampled in Jan 2021–Dec 2023, was 1.6 ppb, below the 15 ppb action level that applied. That’s higher than 62% of similar systems’ latest results.
The system’s full record: EPA ECHO report
EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0 (EPA’s estimate). Violations are counted by the start of their compliance period. IN5260001.
5 home internet providers serve Spencer
99% of 1,131 addresses can get 100/20 Mbps; 6% can get fiber.
| Provider | Technology | Addresses | Fastest (Mbps) |
|---|---|---|---|
| Xfinity | Cable | 98% | 1,200/35 |
| AT&T | DSL, Fixed wireless | 17% | 10/1 |
| South Central Indiana Rural Electric Membership | Fiber | 3% | 1,000/1,000 |
| Endeavor Communications | Fiber | 2% | 1,000/1,000 |
| T-Mobile | Fixed wireless | 40% | 100/20 |
FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.
We don’t have Spencer’s trash rules yet
Pickup rules, the dump and recycling in Spencer.
Where your child goes to school
Public school districts and the school path by grade.
Spencer is in Spencer-Owen Community Schools.
BSchool gradeSee Schools →U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.
Town hall and registering to vote
Who to call, and how to register.
Election office: FVAP local election office directory, updated Sep 2025; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.
Spencer is in ZIP code 47460
ZIP codes where Spencer residents live, with the share of the town in each.
| ZIP | Post office name | Share of Spencer | ZIP’s residents in Spencer |
|---|---|---|---|
| 47460 | Spencer, IN | 100% | 21% |
Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.
Getting around, the ER and the library
One line each; the subject pages have the rest.
ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.
Questions about living in Spencer
Who supplies Spencer’s drinking water, and has it had violations?
Bbp Water Company (EPA ID IN5260001). It reported no health-based violations to EPA in the five years to October 2026; 80% of systems its size had none. Its latest lead 90th percentile was 1.6 ppb (Jan 2021–Dec 2023), against a 15 ppb action level.
Who provides electricity in Spencer?
Duke Energy (Duke Energy Indiana, LLC), an investor-owned utility. Its homes paid about 15.0¢ per kWh in 2025 (EIA).
What internet providers serve Spencer?
Xfinity, AT&T, South Central Indiana Rural Electric Membership, Endeavor Communications, T-Mobile (FCC, as of December 2025).
What ZIP codes are in Spencer?
47460. Census 2020 ZIP Code Tabulation Areas.
What school district is Spencer in?
Spencer-Owen Community Schools.
How do I register to vote in Spencer?
In Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the Owen County Election Board and Registration. Check your registration at indianavoters.in.gov.
Sources & dates
Every answer above names its source. Here they are with their dates.
- Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
- Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
- Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
- ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
- Schools: NCES Common Core of Data, 2024–25.
- Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
- Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
- Internet: FCC National Broadband Map, as of December 2025.