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101 E. Main in Silver Lake
Indiana›Kosciusko County

Silver LakeIN

Photo: Nyttend · Public domain
Photo of Silver Lake

Silver Lake, IN · Photo: Nyttend · Public domain · Source ↗

Is Silver Lake a good place to live?

8.3% of adults 25 and older hold a bachelor’s degree or more in Silver Lake, where Indiana’s towns sit at 22% and U.S. towns at 29%. Silver Lake Historic District is on the National Register of Historic Places. Silver Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Silver Lake stand out

Where Silver Lake beats most towns.

Small town

875 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Silver Lake Historic District
Silver Lake Historic District · National Register of Historic Places
Silver Lake’s story

172 years in pictures

Census counts: 534 in 1880, 875 in 2020. The archive holds 7 old photos and papers going back to 2013 and 3 maps from 1961 on.

1 place on the National Register of Historic Places.

  • 1854Silver Lake is settled
Explore the history →
Getting set up

Moving to Silver Lake: who provides what

Who provides power, water and the rest in Silver Lake, and how to reach them.

The full setup list →
PowerKosciusko County Rural E M C13.1¢/kWh · EIA 2025HIFLD · EIA
WaterSilver Lake Water WorksNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Silver Lake’s trash rules yet
SchoolsWarsaw Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereKosciusko County Circuit Court ClerkKosciusko County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code4698246982 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Silver Lake.

Natural hazards

Silver Lake faces a very low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 82% of U.S. communities.

18risk score of 100
FEMA risk score
18Very low riskLowerHigher
Inland floodingTornadoesCold waves
5
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Work & commute

Most of Silver Lake’s workers commute out: the town has 0.5 jobs for each of them

Most working residents leave Silver Lake for work: only 2% work in town. 15% of Silver Lake residents live below the poverty line, above both the Indiana town median (10%) and the median of U.S. towns (9.6%). Jobs based in Silver Lake fell to 169 in 2023, 29 fewer than in 2013.

2%work in town
Silver LakeIndiana townsU.S. towns
Below the poverty line15%10%9.6%
Working residents who work in town2.5%11%8%
Median household income$55,000$71,000$80,000
Average trip to work27 minutes24 minutes25 minutes

Where working residents work

In Silver Lake2%
Warsaw35%
Wayne Township3%
Indianapolis3%
North Manchester3%
13 mi
median commute distance
169
jobs based in Silver Lake
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Housing

A typical Silver Lake home is worth about $194K

The typical Silver Lake home is worth about $194,000, up 9.5% in a year, 24% below the Indiana typical home.

$194KZillow home value
Silver LakeIndiana townsU.S. towns
Households that own their home79%76%73%
Median rent$1,158 a month$947 a month$1,185 a month

Typical home value

Silver Lake$194K
Indiana$257K
+9.5%
value change, 1 year
1
homes sold in May

Zillow Home Value Index · Redfin Data Center

Climate

In Silver Lake, expect four seasons and pleasant summers

Silver Lake has chilly, snowy winters and pleasant summers. July afternoons reach 84°, January nights drop to 18° and about 32 inches of snow falls in a winter.

32″snow a winter

Typical low → high °F

Winter20–35°
Spring39–60°
Summer60–82°
Fall42–63°
Oct 19
typical first frost
Apr 26
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Safety

Crime reported in Silver Lake

18 crimes were reported in Silver Lake in 2022: 18 property and 0 violent. In a town this small, a few incidents move the numbers a lot, so rates aren't shown.

Silver Lake is small, so we show counts rather than rates.

0
violent crimes reported in 2022
18
property crimes reported in 2022

FBI crime data, 2022 · crimes reported to police

Health

How healthy Silver Lake is

Silver Lake tracks Indiana closely on all 32 CDC measures. 18% of adults smoke cigarettes in Silver Lake.

Silver LakeIndiana townsU.S. towns
Smoke cigarettes (CDC PLACES)18%17%14%
Depression (CDC PLACES)27%26%23%
Frequent mental distress (CDC PLACES)19%18%17%
High blood pressure (CDC PLACES)40%39%35%
32 measures vs. Indiana
0 better32 too close to call0 worse
Kosciusko Community Hospital
12.4 mi away · emergency room
2 of 3
care shortages: dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Silver Lake

17pages on Silver Lake
After high school

Colleges nearby

2 within 15 miles of the center of Silver Lake

A commuter town

98% of working residents leave Silver Lake for work

Where Silver Lake’s working residents go each day. Line width shows the share.

35% → Warsaw Warsaw 35% 3% → Wayne Township Wayne Township 3% 3% → Indianapolis Indianapolis 3% 3% → North Manchester North Manchester 3% 3% → Lake Township Lake Township 3% 2% → Pierceton Pierceton 2% Silver Lake · 2% stay
169jobs based in Silver Lake
2%of working residents work in town
13 mimedian commute distance

Census LEHD 2023

About Silver Lake

Town in Indiana, United States

Official town website ↗

Silver Lake is a town in Lake Township, Kosciusko County, in the U.S. state of Indiana. The population was 875 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.5 sq mi
Elevation
899 ft
ZIP code
46982
Area code
260

Questions about Silver Lake

Short answers, built from the data on this page.

Is Silver Lake, IN a good place to live?

Silver Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.