Photo: Nyttend · Public domainFEMA puts Robb Township’s expected hazard damage per building above that of 77% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Robb Township gets a C− for hazard risk: higher expected damage per building than 77% of U.S. towns. Most of that expected damage is river and rain flooding (56%), then earthquakes (32%). Flood insurance has paid 32 claims here since 1985.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Robb Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Robb Township’s grade
River and rain flooding is 56% of the building damage FEMA expects in Robb Township, and Robb Township’s rate of river and rain flooding damage is higher than 66% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 6% of U.S. census tracts.
C− higher expected damage per building than 77% of U.S. towns (21,298).
Robb Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $957K a year in losses across Robb Township: $673K to buildings, the rest to people and crops.
Does Robb Township flood? Sometimes: 32 flood claims since 1985
Every paid claim on a federal flood insurance policy in Robb Township, from FEMA’s records: 35.0 per 1,000 homes, more than 90% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms1 claim · $2K
Robb Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Posey County.The storms Robb Township remembers
None of the 16 disasters declared for Posey County shows FEMA aid or repair money reaching Robb Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20058 flood claims paidThe year of Severe Winter Storms and Flooding, declared for Posey County
- 19964 flood claims paidThe year of Severe Storms and Flooding, declared for Posey County
- 19933 flood claims paidNo declaration for the county that year
Posey County has had 16 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Robb Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Robb Township archive →Robb Township and its neighbors
Robb Township is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Montgomery Township | C+more damage than 61% | river and rain flooding | — |
| Smith Township | C−more damage than 77% | river and rain flooding | — |
| Robb Township | C−more damage than 77% | river and rain flooding | 32 |
| Phillips Township | C−more damage than 82% | river and rain flooding | 10 |
| Center Township | C−more damage than 82% | river and rain flooding | — |
| Harmony Township | Dmore damage than 86% | river and rain flooding | — |
| Bethel Township | — | 224 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Robb Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Robb Township
Is Robb Township at risk for natural disasters?
On FEMA’s National Risk Index, Robb Township has higher expected damage per building than 77% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (56%) and earthquakes (32%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Robb Township flood?
Flood insurance has paid 32 claims in Robb Township since 1985, $259K in all, or 35.0 per 1,000 homes, more than 90% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (1).
Is Robb Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Posey County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Robb Township?
FEMA’s Community Rating System list shows no discount for Robb Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Robb Township?
By flood claims, Mid-spring storms: 1 paid, $2K.
Is Robb Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (56%), and Robb Township’s rate for it is higher than 66% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Robb Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Robb Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.