Measured against area pay, Railroad Township costs less to live in than 57% of U.S. towns
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of Starke County, IN ($64K). How TownRatings grades cost of living
The grade compares costs with what households across Starke County earn ($64K, Census 2020–24). The typical home costs 3.6 years of area income, and 0% of renters pay 30% or more of income for housing.
In dollars
- $1,030a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 3.6 yrsof area income buys the typical home; the typical U.S. town: 3.3$64K, Starke County income
- 25%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Railroad Township
What’s behind Railroad Township’s grade
Measured against what households in the area earn, Railroad Township is more affordable than 57% of U.S. towns. Home prices pull the grade down most; property tax holds it up.
A typical home costs 3.6 years of area income
The calculator starts from the area income the grade uses. Switch to Railroad Township’s own median, or type yours.
That covers a typical Railroad Township home, with $25K to spare.
A two-bedroom rents for about $1,030 a month here, $320 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Railroad Township’s typical property tax (0.64% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,030
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Jasper County, IN HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the Indiana norm
The median bill is $1,493 (Indiana: $1,614), 0.64% of a home’s value a year, against 0.74% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Railroad Township vs. its neighbors
Zillow publishes no value for Railroad Township. Walker Township and Kankakee Township and Cass Township and Dewey Township and Wayne Township have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Railroad Township | B | — | $233K | 0.64% | $1,030 |
| Dewey Township | – | — | $159K | 0.76% | $1,290 |
| Kankakee Township | – | — | $183K | 0.46% | $1,180 |
| Cass Township | – | — | $162K | 0.66% | $1,110 |
| Wayne Township | A+ | — | $135K | 0.63% | $990 |
| Walker Township | A | — | $250K | 0.40% | $1,190 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Railroad Township
Is Railroad Township expensive to live in?
Measured against what households in the area earn, Railroad Township costs less than 57% of U.S. towns: a B for cost of living. The typical home costs 3.6 years of the median household income of Starke County, IN ($64K).
How much is rent in Railroad Township?
HUD puts a two-bedroom at about $1,030 a month with utilities, the going rate for someone moving in.
What are property taxes in Railroad Township?
The median bill is $1,493 a year, 0.64% of the median home value (Indiana: $1,614, 0.74%), from the Census 2020–24.
Neighbors talk housing
What Railroad Township buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.