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Northwestern corner of square in Paoli
Indiana›Orange County

PaoliIN

A town of 3,596, laid out in 1816. 2.6 times the nonprofits per person than the typical Indiana town.

Photo: Nyttend · Public domain
Photo of Paoli

Paoli, IN · Photo: Nyttend · Public domain · Source ↗

Is Paoli a good place to live?

Paoli gives you more for your money than most places: a typical home costs about $174K, 2.6 years of the county’s $66K median household income. It grades C− overall, ranked 531st of 585 in Indiana. The low prices come with trade-offs. The median household income is $43K, and 25% of residents live below the poverty line, and residents are less healthy than 94% of U.S. towns on CDC estimates. History is its standout character grade: an A, better than 94% of U.S. towns, with 3 places on the National Register. 25% of residents live below the poverty line in Paoli, against 10% in Indiana’s towns and 9.6% across U.S. towns. Only 42 of Indiana’s 1,098 towns score lower on hazard risk. Paoli's civic life (library use, community groups, volunteering) is stronger than in 98% of U.S. towns.

What makes Paoli stand out

Where Paoli beats most towns, and one thing worth knowing.

How Paoli grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Paoli is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Orange County Courthouse
Orange County Courthouse · National Register of Historic Places
Paoli’s story

210 years in pictures

Census counts: 461 in 1850, 3,666 in 2020. The archive holds 12 old photos and papers going back to 1904 and 3 maps from 1957 on.

3 places on the National Register of Historic Places.

  • 1816Paoli is laid out
Explore the history →
Getting set up

Moving to Paoli: who provides what

Who provides power, water and the rest in Paoli, and how to reach them.

The full setup list →
PowerTown of PaoliEIAHIFLD · EIA
WaterPaoli Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Paoli’s trash rules yet
SchoolsPaoli Community School CorporationWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereOrange County Circuit Court ClerkOrange County; contacts on the Handbook page.FVAP, Aug 2023
ZIP code4745447454 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Paoli.

Paoli trades lower home prices for longer drives to work and is healthier than towns with similar incomes, but it carries more natural-hazard risk than most of Indiana (mostly inland flooding).

HealthD

Paoli’s grade for health is a D

Against the 3,318 U.S. towns with household incomes like Paoli’s, it is less healthy than 74%, so its D isn’t only a matter of income.

22% of adults smoke cigarettes in Paoli. Paoli beats the Indiana average on 0 of 32 CDC measures and trails it on 18. 21% of adults report frequent mental distress in Paoli.

6%healthier than U.S. townsDHealth Grade
PaoliIndiana townsU.S. towns
Smoke cigarettes (CDC PLACES)22%17%14%
Frequent physical distress (CDC PLACES)18%15%14%
Frequent mental distress (CDC PLACES)21%18%17%
Fair or poor health (CDC PLACES)27%21%19%
32 measures vs. Indiana
0 better14 too close to call18 worse
What stands outPaoliIN
More adults with COPD12.2%8.1%
More smokers21.9%15.7%
More adults facing food insecurity19.7%14.7%
Indiana University Health Paoli Hospital
0.8 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
4th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsC+

Paoli has set aside 1.6% of its land for conservation

1.5 miles of trail in 1 park or preserve.

#130for trails in IN
PaoliIndiana townsU.S. towns
Conserved land1.6%1.9%4.3%
Miles of trail per square mile0.4 miles per square mile0.20.4
1.6%
conserved · 38 of 2,390 acres
1.5 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Hoosier National Forest—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade A

Paoli’s grade for cost of living is an A

Homes are within reach (about $174K for the typical one, A for cost of living), but half of working residents commute more than 21 miles. The median property tax bill is $766, against $1,614 across Indiana, another input to its cost-of-living grade.

62% of Paoli households own their home. The typical Paoli home is worth about $174,000, up 4.2% in a year, 33% below the Indiana typical home. The median rent in Paoli is $799 a month.

$174KZillow home value
PaoliIndiana townsU.S. towns
Households that own their home62%76%73%
Median rent$799 a month$947 a month$1,185 a month

Typical home value

Paoli$174K
Indiana$257K
+4.2%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade C−

High risk in Paoli, with inland flooding at the top

FEMA rates its natural-hazard risk higher than 96% of Indiana towns, with expected losses of about $497 per resident a year; that rating is what its C− for hazard risk is built on.

Paoli’s FEMA risk score is 72 of 100. Since 1982, 10 flood insurance claims have been paid out in Paoli.

72risk score of 100
FEMA risk score
72High riskLowerHigher
Inland floodingTornadoesEarthquakes
10
paid flood claims since 1982
8
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In Paoli, expect four seasons and pleasant summers

Paoli has chilly winters and warm summers, with plenty of rain. July afternoons reach 86°, January nights drop to 22° and about 13 inches of snow falls in a winter.

13″snow a winter

Typical low → high °F

Winter24–43°
Spring42–66°
Summer62–85°
Fall44–68°
Oct 18
typical first frost
Apr 21
typical last frost
+0.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D−

Compared with most of Indiana and the rest of the country, the median household income in Paoli is lower

Since 2013, Paoli has lost 233 jobs, to 2,064 in 2023. Most working residents leave Paoli for work: only 18% work in town. The top destinations are French Lick (14%), Jasper (5%) and Indianapolis (5%).

18%work in town
PaoliIndiana townsU.S. towns
Median household income$43,000$71,000$80,000
Working residents who work in town18%11%8%

Where working residents work

In Paoli18%
French Lick14%
Jasper5%
Indianapolis5%
Orleans4%
21 mi
median commute distance
2,064
jobs based in Paoli
Balanced
jobs vs. working residents
C+
Walkability grade: more walkable than 41% of U.S. towns

Census LEHD 2023 · ACS

Keep exploring

Everything we know about Paoli

19pages on Paoli
After high school

Colleges nearby

None within 15 miles of Paoli; the nearest are

Landmarks

3 places in Paoli on the National Register of Historic Places.

All landmarks →

Famous people from Paoli

7 notable people were born in Paoli.

See all 7 →

About Paoli

Town in Indiana, United States

Paoli ( pay-OH-lee) is a town within Paoli Township and the county seat of Orange County, in the U.S. state of Indiana. As of the 2020 census, Paoli had a population of 3,666.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.8 sq mi
Elevation
623 ft
ZIP code
47454
Area code
812

Questions about Paoli

Short answers, built from the data on this page.

Is Paoli, IN a good place to live?

Paoli grades C− overall, better than 23% of U.S. towns and #531 of 585 in Indiana. It grades D for health and B for schools. Jobs & income is its weak spot, with a D−.

Is Paoli, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.

What is Paoli, IN known for?

Paoli was laid out in 1816 and has 3 places on the National Register of Historic Places. 7 notable people were born here, including Margaret Hamilton and David L. Cornwell.