Otsego TownshipIN
A town of 2,501.
Is Otsego Township a good place to live?
Otsego Township gives you more for your money than most places: a typical home costs about $302K, 4 years of the Angola area’s $75K median household income. It grades C overall, 495th among Indiana's 585 graded towns. The low prices come with trade-offs. Its schools rank behind 76% of the state's. On the plus side, natural-hazard risk is low. Otsego Township’s median age is 55.9 years, against 39.4 years in Indiana’s towns and 40.5 years across U.S. towns. Most errands need a car: it is less walkable than 91% of U.S. towns. The biggest park or preserve is Robb Hidden Canyon Preserve, at 80 acres.
What makes Otsego Township stand out
Where Otsego Township beats most towns.
How Otsego Township grades
Each subject compared with towns across the country (schools within Indiana), ordered by how far Otsego Township is from typical.
How TownRatings grades towns →
Moving to Otsego Township: who provides what
Who provides power, water and the rest in Otsego Township, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Otsego Township.
Otsego Township is a second-home town and looks healthier within Indiana than nationally.
Older than Indiana overall
36.2% of homes are seasonal or vacation homes, against 1.3% statewide, which helps explain the older median age.
People 65 and older are 32% of residents (17% statewide); adults 18 to 34 are 10% of residents (23% statewide). 19% of Otsego Township residents are under 18. 29% of adults 25 and older have a bachelor’s degree or more, vs 30% across Indiana.
| Otsego Township | Indiana towns | U.S. towns | |
|---|---|---|---|
| Under 18 | 19% | 23% | 22% |
| Bachelor’s degree or more, 25+ | 29% | 22% | 29% |
Ages · share of residents
Education · adults 25 and older
Women and men · all residents
56% women, 44% men
About 79 men for every 100 women (the survey’s margin: ±4.3 points). Across Indiana, 50.4% of residents are women.
| Otsego Township | IN | U.S. | |
|---|---|---|---|
| Under 10 | 11.5% | 12.4% | 11.6% |
| 10 to 17 | 7.2% | 10.9% | 10.3% |
| 18 to 24 | 4.3% | 9.6% | 9.1% |
| 25 to 34 | 5.9% | 13.1% | 13.7% |
| 35 to 44 | 11.4% | 12.7% | 13.2% |
| 45 to 54 | 8.1% | 12% | 12.2% |
| 55 to 64 | 19.6% | 12.5% | 12.7% |
| 65 to 74 | 21% | 10.1% | 10.2% |
| 75 and older | 10.9% | 6.7% | 7% |
| No diploma | 3.2% | 9.6% | 10.4% |
| High school | 34.6% | 32.5% | 26% |
| Some college | 21% | 19.3% | 19.1% |
| Associate’s | 12.3% | 9.1% | 8.8% |
| Bachelor’s | 18.8% | 18.7% | 21.6% |
| Graduate | 10% | 10.8% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,500, single groups can be off by several points
Otsego Township faces a low natural-hazard risk, led by inland flooding
Expected storm and flood damage is lower than in 80% of U.S. communities.
FEMA National Risk Index · OpenFEMA
In Otsego Township, expect four seasons and pleasant summers
Otsego Township has chilly, snowy winters and pleasant summers. Otsego Township’s July high is 83°F.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
With 0.8 jobs for every working resident, most of Otsego Township’s workers commute out
Most working residents leave Otsego Township for work: only 4% work in town. Jobs based in Otsego Township grew to 897 in 2023, 130 more than in 2013. The average trip to work in Otsego Township is 28 minutes.
| Otsego Township | Indiana towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 28 minutes | 24 minutes | 25 minutes |
| Below the poverty line | 6.2% | 10% | 9.6% |
| Working residents who work in town | 4.4% | 11% | 8% |
Where working residents work
Census LEHD 2023 · ACS
Otsego Township is less healthy than 60% of U.S. towns
Within Indiana it is healthier than 60% of the 589 graded towns: much of Indiana scores lower on these measures.
Otsego Township beats the Indiana average on 7 of 32 CDC measures and trails it on 5. 41% of adults have high blood pressure in Otsego Township.
| Otsego Township | Indiana towns | U.S. towns | |
|---|---|---|---|
| High blood pressure (CDC PLACES) | 41% | 39% | 35% |
| Diabetes (CDC PLACES) | 14% | 13% | 12% |
| Yearly checkup (CDC PLACES) | 81% | 80% | 79% |
| Feel lonely (CDC PLACES) | 31% | 32% | 33% |
| What stands out | Otsego Township | IN |
|---|---|---|
| Fewer uninsured adults | 6.9% | 8.9% |
| Fewer adults facing a utility shut-off | 6.6% | 8.4% |
| More adults who have had cancer | 10.2% | 8.3% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Robb Hidden Canyon Preserve | — | 80 |
| 2. Ball Lake Nature Preserve | — | 24 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Fun Spot Amusement Park & Zoo and 9 more within 40 miles
Museums, parks, gardens and other places to visit around Otsego Township. Close and well known come first.
17 mi MuseumAuburn Cord Duesenberg Automobile Museum
34 mi Zoo & aquariumFort Wayne Children's Zoo
36 mi MuseumFort Wayne Museum of Art
36 mi GardenFoellinger-Freimann Botanical Conservatory
29 mi GardenSlayton ArboretumPhoto credits
Auburn Cord Duesenberg Automobile Museum: Michael Walter, a.k.a. Cuppysfriend, CC BY-SA 3.0 · Fort Wayne Children's Zoo: Momoneymoproblemz, CC BY-SA 3.0 · Fort Wayne Museum of Art: Momoneymoproblemz, CC BY-SA 3.0 · Foellinger-Freimann Botanical Conservatory: Diego Delso, CC BY-SA 3.0 · Slayton Arboretum: Brother Atticus, CC0
,_Conservatorio_bot%C3%A1nico,_Fort_Wayne,_Indiana,_Estados_Unidos,_2012-11-12,_DD_01.jpg){kind=link}
Everything we know about Otsego Township
Colleges nearby
2 within 15 miles of the center of Otsego Township
About 2 of every 100 Otsego Township residents are enrolled in college, against 6 across Indiana.
About Otsego Township
Township in Indiana, United States
Otsego Township is one of twelve townships in Steuben County, Indiana, United States. As of the 2020 census, its population was 2,466, down from 2,575 at 2010, and it contained 1,780 housing units.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 35 sq mi
- Elevation
- 945 ft
Otsego Township’s neighbors
4 towns share a border with Otsego Township.
| Town | IN rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Otsego Township | #495 | C | B | — | C− | C+ |
| Franklin Township | — | — | A+ | — | C− | C− |
| Scott Township | — | — | A+ | — | B+ | B− |
| Steuben Township | #183 | A− | A+ | — | B+ | C+ |
| Richland Township | — | — | — | — | — | — |
Franklin Township and Scott Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Otsego Township, Franklin Township, Scott Township and Steuben Township report no FBI crime data of their own. Richland Township isn’t graded (fewer than 1,000 residents, or not enough data). Compare Otsego Township with a neighbor →
Questions about Otsego Township
Short answers, built from the data on this page.
Is Otsego Township, IN a good place to live?
Otsego Township grades C overall, better than 28% of U.S. towns and #495 of 585 in Indiana. It grades C+ for health and C− for schools. Walkability is its weak spot, with a D.
Is Otsego Township, IN expensive?
Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.