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Indiana›Elkhart County

Locke TownshipIN

A town of 4,301, settled in 1847.

Is Locke Township a good place to live?

Locke Township gives you more for your money than most places: a typical home costs about $249K, 3.6 years of the Elkhart metro’s $69K median household income. It grades A overall, 79th of 585 graded towns in Indiana. On the plus side, its public schools beat 95% of Indiana towns on state tests and graduation. On hazard risk, just 9 of Indiana’s 1,098 towns do better. Locke Township is more walkable than 82% of U.S. towns. Only 5 of the 593 Indiana towns we compare have a lower share of adults with a bachelor’s degree than Locke Township.

What makes Locke Township stand out

Where Locke Township beats most towns.

A job hub

Every workday, about 2,686 people come to Locke Township for work

Where Locke Township’s working residents go each day. Line width shows the share.

24% → Nappanee Nappanee 24% 12% → Goshen Goshen 12% 10% → Elkhart Elkhart 10% 6% → Wakarusa Wakarusa 6% 4% → South Bend South Bend 4% 3% → Mishawaka Mishawaka 3% Locke Township · 14% stay
2,939jobs based in Locke Township
14%of working residents work in town
13 mimedian commute distance

Census LEHD 2023

How Locke Township grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Locke Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Locke Township: who provides what

Who provides power, water and the rest in Locke Township, and how to reach them.

The full setup list →
PowerNIPSCO22.1¢/kWh · EIA 2025HIFLD · EIA
WaterNappanee Water UtilityNo health-based violations in 5 years · EPAEPA
Internet10 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Locke Township’s trash rules yet
SchoolsWa-Nee Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereElkhart County Circuit Court ClerkElkhart County; contacts on the Handbook page.FVAP, Sep 2025
ZIP codes46550, 4657346550 95% · 46573 5%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Locke Township.

Locke Township pairs an A+ for schools with modest home prices, carries less natural-hazard risk than nearly all of Indiana (mostly inland flooding) and draws workers from Nappanee and beyond.

SchoolsA+

Locke Township’s grade for schools is an A+

Its A+ for schools comes with a B for cost of living: the typical home is worth about $249K. Its A+ ranks #22 of the 592 Indiana towns we grade for schools.

Two of its 5 schools are below, each with why it’s listed.

95%of IN districts it outscoresA+School Grade
SchoolLevelStudentsLetter
Pine View PrivateLargest elementary schoolGrades 1–8Grades 1–838–
United Christian School PrivateLargest high schoolGrades K–12Grades K–1299–

NCES · EDFacts · graded within IN on state tests and graduation

Work & commuteJobs & income grade B

About one in seven working residents works right in Locke Township

2,939 jobs are based in Locke Township, 1.6 for every working resident, so most of the people who work here commute in. Jobs based here grew from 1,726 in 2013 to 2,939.

Most working residents leave Locke Township for work: only 14% work in town. Locke Township’s average trip to work is 19 minutes, against 24 minutes in Indiana’s towns and 25 minutes across U.S. towns. Since 2013, Locke Township has added 1,213 jobs, to 2,939 in 2023.

14%work in town
Locke TownshipIndiana townsU.S. towns
Average trip to work19 minutes24 minutes25 minutes
Below the poverty line5%10%9.6%
Median household income$88,000$71,000$80,000
Working residents who work in town14%11%8%

Where working residents work

In Locke Township14%
Nappanee24%
Goshen12%
Elkhart10%
Wakarusa6%
13 mi
median commute distance
2,939
jobs based in Locke Township
A job hub
jobs vs. working residents
A−
Walkability grade: more walkable than 82% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade A+

Locke Township stands out in Indiana and nationally: the FEMA risk score there is lower

FEMA rates its natural-hazard risk lower than 100% of Indiana towns; that rating is what its A+ for hazard risk is built on.

Locke Township’s FEMA risk score is 3 of 100, where Indiana’s towns sit at 38 of 100 and U.S. towns at 44 of 100.

3risk score of 100
FEMA risk score
3Very low riskLowerHigher
Inland floodingTornadoesCold waves

FEMA National Risk Index · OpenFEMA

HealthC

Residents of Locke Township are less healthy than 70% of U.S. towns

Against the 10,175 U.S. towns with household incomes like Locke Township’s, it is less healthy than 85%, so it trails even them.

Locke Township beats the Indiana average on 0 of 32 CDC measures and trails it on 3. 20% of adults report frequent mental distress in Locke Township.

30%healthier than U.S. townsCHealth Grade
Locke TownshipIndiana townsU.S. towns
Frequent mental distress (CDC PLACES)20%18%17%
Feel lonely (CDC PLACES)35%32%33%
Depression (CDC PLACES)27%26%23%
Obesity (CDC PLACES)41%39%35%
32 measures vs. Indiana
0 better29 too close to call3 worse
What stands outLocke TownshipIN
More adults in frequent mental distress19.9%17.6%
Fewer adults treating high blood pressure74.6%77.4%
Fewer adults getting cholesterol checked83.1%85.8%
Community Hospital of Bremen
6.8 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
45th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsC−

Conserved land covers 0.2% of Locke Township

1.7 miles of trail in 2 parks and preserves.

#308for trails in IN
Locke TownshipIndiana townsU.S. towns
Conserved land0.2%1.9%4.3%
Miles of trail per square mile0.1 miles per square mile0.20.4
0.2%
conserved · 26 of 11,307 acres
1.7 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. West Side Park—6
2. South Park0.2 mi3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Locke Township has snowy winters and pleasant summers

Locke Township has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 17° and about 45 inches of snow falls in a winter.

45″snow a winter

Typical low → high °F

Winter19–34°
Spring38–59°
Summer60–81°
Fall42–62°
Oct 21
typical first frost
Apr 26
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Nearby attractions

Notre Dame Stadium and 9 more within 40 miles

Museums, parks, gardens and other places to visit around Locke Township. Close and well known come first.

All 32 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Notre Dame Stadium: Tysto, Public domain · Grotto of Our Lady of Lourdes, Notre Dame: Know1one1, CC BY-SA 3.0 · Fort St. Joseph: Chris Light (talk), CC BY-SA 3.0 · Studebaker National Museum: Unknown, Public domain · Raclin Murphy Museum of Art: Swanyay, CC0

Keep exploring

Everything we know about Locke Township

18pages on Locke Township
After high school

Colleges nearby

2 within 15 miles of the center of Locke Township

A growing town

Locke Township has grown 11% since 2010

3,913 counted in 2010 and 4,328 in 2020; an estimated 4,301 in 2025.

Growth has leveled off: within 1% of 2020, after 10.6% in the decade before.

3,9132010
4,3282020
4,3012025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

About Locke Township

Unincorporated community in Indiana, United States

Locke is an unincorporated community in Locke Township, Elkhart County, Indiana.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Elevation
876 ft

Locke Township’s neighbors

6 towns share a border with Locke Township.

Explore the map →

It grades higher overall than all 4 graded towns on its borders; Union Township (A−) comes closest.

How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Locke Township#79AB—A+C
Scott Township——B−—A+C−
Union Township#112A−B−—A+C
Nappanee#196B+B−B+A+C−
Madison Township——B+—A+C
Olive Township#156A−B+—A+C
German Township#307BB—B+C−

Scott Township and Madison Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Locke Township, Scott Township, Union Township, Madison Township, Olive Township and German Township report no FBI crime data of their own. Compare Locke Township with a neighbor →

Questions about Locke Township

Short answers, built from the data on this page.

Is Locke Township, IN a good place to live?

By most measures, yes. Locke Township grades A overall, better than 88% of U.S. towns and #79 of 585 in Indiana. It grades C for health and A+ for schools.

Is Locke Township, IN expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.