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Orin Clark HouseOrin Clark House · Photo: Nyttend · Public domain
ACost of living
Cost of living in Keyser Township

Measured against area pay, Keyser Township costs less to live in than 87% of U.S. towns

It ranks #164 of 592 in Indiana for affordability. Home prices around Keyser Township have risen about 51% over the past 5 years.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Auburn, IN micro area ($74K). How TownRatings grades cost of living

Typical home value
$182K
▼ 2.8% in a year · IN $259K
Estimate
2-bedroom rent
$980
a month, utilities in · HUD
Median tax bill
$856
IN $1,614
Area income (the grade’s yardstick)
$74K
Auburn-area median
Cheap is not the same as affordable: why Keyser Township gets an A, not an A+

In dollars, homes in Keyser Township cost less than the Indiana typical home. But the grade compares costs with what households in the area earn, and Auburn-area incomes are lower too ($74K, against $74K for the typical U.S. town). Property tax takes 0.53% of a home’s value a year (Indiana: 0.74%), and 56% of renters pay 30% or more of income for housing.

In dollars

  • $980a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 2.2 yrsof area income buys the typical home; the typical U.S. town: 3.3$74K, Auburn-area income
  • 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 56%of renters pay 30%+ of income for housing; across Indiana: 48%Census 2020–24
  • 23%of owners do; the typical U.S. town: 20%Census 2020–24

What kind of housing town is Keyser Township?

Read from the numbers below. The page puts what stands out first.

Cost of living grade

What’s behind Keyser Township’s grade

Measured against what households in the area earn, Keyser Township is more affordable than 87% of U.S. towns, #164 of 592 in Indiana. The share of households paying 30%+ for housing pulls the grade down most; property tax holds it up.

All U.S. towns we grade (21,243)More affordable than 87%
CostlierMore affordable
Indiana towns we grade (592)More affordable than 72%
How sure. Keyser Township’s Census figures cover about 3,326 households. At the ends of the Census margins (area income ±$4,948, owners paying 30%+ ±6.7 points), Keyser Township could be anywhere from A− to A.

How TownRatings grades cost of living →

Price trend

Home prices up 51% in 5 years

The federal house price index for the ZIP codes around Keyser Township rose 51% over the past 5 years, about the same as across Indiana. Last year prices fell 2.8%. Carrying the Census median home value forward with that index puts the typical Keyser Township home at roughly $182,000 today.

Keyser Township areaIndiana
−50%0%+50%+100%+150%200020052010201520202025
−2.8%
past year
+51%
past 5 years
+92%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $182K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Keyser Township, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

★ What stands out · Affordability

A typical home costs 2.2 years of area income

The calculator starts from the area income the grade uses. Switch to Keyser Township’s own median, or type yours.

Household income a year
$
Auburn-area median household income, as in the grade
You could afford about
$304,000
Typical Keyser Township home $182K

That covers a typical Keyser Township home, with $121K to spare.

The typical home, each month
$1,040
Loan $900Tax $80Insurance $50

A two-bedroom rents for about $980 a month here, $60 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Keyser Township’s typical property tax (0.53% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $980

Renters already here pay a median of $864, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$750
2 bedrooms$980
3 bedrooms$1,210
4 bedrooms$1,350
19%
of households rent · IN 29%
626
renter households
56%
of renters spend 30%+ of income on rent · IN 48%
19%
of the median income, for a two-bedroom
$864
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (DeKalb County, IN): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the Indiana norm

The median bill is $856 (Indiana: $1,614), 0.53% of a home’s value a year, against 0.74% statewide.

$856
median bill a year · IN $1,614
0.53%
of a home’s value a year · IN 0.74%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Keyser Township vs. its neighbors

Zillow publishes no value for Keyser Township. Swan Township and Richland Township and Butler Township and Allen Township have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Keyser TownshipA—$161K0.53%$980
Richland TownshipB+—$263K0.48%$990
Butler TownshipA−—$227K0.68%$1,010
Allen TownshipA+—$170K0.64%$960
Swan TownshipB−—$325K0.69%$1,050

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Keyser Township

Is Keyser Township expensive to live in?

Measured against what households in the area earn, Keyser Township costs less than 87% of U.S. towns: an A for cost of living, #164 of 592 in Indiana. The typical home costs 2.2 years of the median household income of the Auburn, IN micro area ($74K).

How much is rent in Keyser Township?

HUD puts a two-bedroom at about $980 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $864 (Census 2020–24).

What are property taxes in Keyser Township?

The median bill is $856 a year, 0.53% of the median home value (Indiana: $1,614, 0.74%), from the Census 2020–24.

Neighbors talk housing

What Keyser Township buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.