Hall School · Photo: Nyttend · Public domainOn FEMA’s figures, Gregg Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Gregg Township gets a B for hazard risk: lower expected damage per building than 59% of U.S. towns, #317 of 593 in Indiana. Most of that expected damage is river and rain flooding (71%), then tornadoes (15%). Flood insurance has paid 7 claims here since 1993.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Gregg Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Gregg Township’s grade
River and rain flooding is 71% of the building damage FEMA expects in Gregg Township, and Gregg Township’s rate of river and rain flooding damage is higher than 50% of U.S. census tracts. Next is tornadoes at 15% (higher than 89% of U.S. census tracts).
B #317 of 593 in Indiana; lower expected damage per building than 59% of U.S. towns (21,298).
All of Gregg Township’s residents live in one census tract; the figures are that tract’s.
The typical Indiana town has lower expected damage than 60% of U.S. towns; within the state, Gregg Township has more expected damage per building than 53% of Indiana towns.
In dollars, FEMA expects about $980K a year in losses across Gregg Township: $618K to buildings, the rest to people and crops.
Does Gregg Township flood? Rarely: 7 flood claims since 1993
Every paid claim on a federal flood insurance policy in Gregg Township, from FEMA’s records: 6.5 per 1,000 homes, more than 66% of the 13,809 U.S. towns with a flood insurance record.
- The Storm2 claims · $118K
Gregg Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morgan County.1 federal disaster brought FEMA money to Gregg Township
Disasters that paid out in Gregg Township itself (aid to households or repair grants to Gregg Township), newest first, with that year’s flood claims.
- 2014Severe Winter Storm and Snowstorm$5K to Gregg Township for repairs
Morgan County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Gregg Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Gregg Township archive →Gregg Township and its neighbors
Gregg Township has the lowest expected damage per building of the 6 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Gregg Township | Bless damage than 59% | river and rain flooding | 7 |
| Adams Township | Bless damage than 57% | river and rain flooding | — |
| Monroe Township | B−more damage than 50% | river and rain flooding | 2 |
| Clay Township | Cmore damage than 67% | river and rain flooding | 9 |
| Jefferson Township | Cmore damage than 68% | river and rain flooding | — |
| Ashland Township | Cmore damage than 68% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Gregg Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Gregg Township
Is Gregg Township at risk for natural disasters?
On FEMA’s National Risk Index, Gregg Township has lower expected damage per building than 59% of U.S. towns: B for hazard risk, #317 of 593 in Indiana. Most of the expected damage is river and rain flooding (71%) and tornadoes (15%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Gregg Township flood?
Flood insurance has paid 7 claims in Gregg Township since 1993, $287K in all, or 6.5 per 1,000 homes, more than 66% of U.S. towns with a flood insurance record. The most claims came from Storm (2).
Is Gregg Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Morgan County, 27% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Gregg Township?
FEMA’s Community Rating System list shows no discount for Gregg Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Gregg Township?
By FEMA money that reached Gregg Township, Severe Winter Storm and Snowstorm (2014): $5K to Gregg Township for repairs. By flood claims, Storm: 2 paid, $118K.
Is Gregg Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (71%), and Gregg Township’s rate for it is higher than 50% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Gregg Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Gregg Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.