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Cloverdale, Indiana
Indiana›Putnam County

CloverdaleIN

Photo: Chris Flook · CC BY-SA 4.0
Photo of Cloverdale

Cloverdale, IN · Photo: Chris Flook · CC BY-SA 4.0 · Source ↗

Is Cloverdale a good place to live?

The best of Cloverdale’s subject grades are an A for cost of living, history, and civic life; the weakest is a C− for incomes. 13% of residents are under 18 in Cloverdale, against 23% in Indiana’s towns and 22% across U.S. towns. Among 594 Indiana towns, just 7 have a higher median age than Cloverdale. Cloverdale is more walkable than 68% of U.S. towns. Cloverdale Historic District is on the National Register of Historic Places. Cloverdale has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Cloverdale stand out

Where Cloverdale beats most towns.

How Cloverdale grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Cloverdale is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Cloverdale Historic District
Cloverdale Historic District · National Register of Historic Places
Cloverdale’s story

190 years in pictures

Census counts: 148 in 1850, 2,060 in 2020. The archive holds 24 old photos and papers going back to 2006 and 3 maps from 1956 on.

1 place on the National Register of Historic Places.

  • 1836Cloverdale is settled
Explore the history →
Getting set up

Moving to Cloverdale: who provides what

Who provides power, water and the rest in Cloverdale, and how to reach them.

The full setup list →
PowerDuke Energy15.0¢/kWh · EIA 2025HIFLD · EIA
WaterCloverdale Water WorksNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Cloverdale’s trash rules yet
SchoolsCloverdale Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections herePutnam County Circuit Court ClerkPutnam County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code4612046120 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Cloverdale.

Climate

Cloverdale has four seasons and pleasant summers

Cloverdale has chilly winters and warm summers. July afternoons reach 84°, January nights drop to 20° and about 20 inches of snow falls in a winter.

20″snow a winter

Typical low → high °F

Winter22–39°
Spring41–63°
Summer61–83°
Fall43–65°
Oct 15
typical first frost
Apr 27
typical last frost
+0.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthC+

Residents of Cloverdale are less healthy than 63% of U.S. towns

Cloverdale beats the Indiana average on 2 of 32 CDC measures and trails it on 2. 40% of Cloverdale adults have high blood pressure, where Indiana’s towns sit at 39% and U.S. towns at 35%. 14% of Cloverdale adults have diabetes.

37%healthier than U.S. townsC+Health Grade
CloverdaleIndiana townsU.S. towns
High blood pressure (CDC PLACES)40%39%35%
Diabetes (CDC PLACES)14%13%12%
Sleep under 7 hours (CDC PLACES)38%37%36%
Yearly checkup (CDC PLACES)81%80%79%
32 measures vs. Indiana
2 better28 too close to call2 worse
What stands outCloverdaleIN
Fewer adults facing a utility shut-off6.9%8.4%
More adults treating high blood pressure80.4%77.4%
More adults who have had cancer10%8.3%
Putnam County Hospital
7.4 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade C−

Compared with most of Indiana and the rest of the country, the median household income in Cloverdale is lower

The median household income in Cloverdale is $42,000. Since 2013, Cloverdale has lost 205 jobs, to 834 in 2023. 15% of residents live below the poverty line in Cloverdale.

7%work in town
CloverdaleIndiana townsU.S. towns
Median household income$42,000$71,000$80,000
Below the poverty line15%10%9.6%
Working residents who work in town6.9%11%8%
Average trip to work23 minutes24 minutes25 minutes

Where working residents work

In Cloverdale7%
Indianapolis23%
Greencastle16%
Plainfield5%
Greencastle Township4%
30 mi
median commute distance
834
jobs based in Cloverdale
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 68% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C+

Inland flooding leads a moderate hazard risk in Cloverdale

Expected storm and flood damage is higher than in 59% of U.S. communities.

59risk score of 100
FEMA risk score
59Moderate riskLowerHigher
Inland floodingTornadoesCold waves
3
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

HousingCost of living grade A

Homes in Cloverdale are worth about $264K, by Zillow’s estimate

The typical Cloverdale home is worth about $264,000, up 4.2% in a year, close to the Indiana typical home. Cloverdale’s median rent is $743 a month.

$264KZillow home value
CloverdaleIndiana townsU.S. towns
Households that own their home61%76%73%
Median rent$743 a month$947 a month$1,185 a month

Typical home value

Cloverdale$264K
Indiana$257K
+4.2%
value change, 1 year
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

OutdoorsC−

Conserved land covers 0% of Cloverdale

0.0 miles of trail in 2 parks and preserves.

0%conserved
0%
conserved · 0 of 2,260 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Cloverdale Community Park—10
2. Stardust Park—8

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Cloverdale

18pages on Cloverdale
After high school

Colleges nearby

1 within 15 miles of the center of Cloverdale

About Cloverdale

Town in Indiana, United States

Official town website ↗

Cloverdale is a town in Cloverdale and Warren townships, Putnam County, in the U.S. state of Indiana. The population was 2060 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.5 sq mi
Elevation
814 ft
ZIP code
46120
Area code
765

Questions about Cloverdale

Short answers, built from the data on this page.

Is Cloverdale, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.