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Boswell, Indiana watertowerPhoto: Huw Williams (Huwmanbeing) · Public domain
–Not graded
Natural hazards in Boswell · FEMA

Storms, floods and disasters in Boswell

Boswell isn’t graded for hazard risk: Boswell has 794 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
5
of 18 declared for Benton County
By hazard

What Boswell faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

69%of expected building damage
Below average · lower than 65% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

16%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Recorded about once every 7 years in the area

Earthquakes

8%of expected building damage
Above average · higher than 69% of U.S. census tracts
Smaller shares here
 Hail Strong wind Hurricanes Winter storms Ice storms Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 21% of Boswell’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Boswell flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Boswell. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

Disasters

5 federal disasters brought FEMA money to Boswell

Disasters that paid out in Boswell itself (aid to households or repair grants to the Town of Boswell), newest first, with that year’s flood claims.

  1. 2023Severe Storms, Straight-line Winds, and Tornadoes3 households applied for aid$11K aid approved
  2. 2008Severe Storms and Flooding4 households applied for aid$6K aid approved
  3. 2007Snow$3K to the Town of Boswell for repairs
  4. 2003Severe Storms, Tornadoes, and Flooding1 households applied for aid$2K aid approved
  5. 1999In-winter Storm 12/23/98$6K to the Town of Boswell for repairs
Disasters declared, by decade
Paid out in BoswellBenton County only

Benton County has had 18 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Boswell after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Boswell archive →
Be ready

Get ready for what Boswell faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Boswell

Is Boswell in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.

How much is flood insurance in Boswell?

FEMA’s Community Rating System list shows no discount for Boswell’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Boswell?

By FEMA money that reached Boswell, Severe Storms, Straight-line Winds, and Tornadoes (2023): 3 households applied for aid, $11K approved.

Storm stories

Memories, warnings and help from neighbors in Boswell.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Boswell’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.