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–Not graded
Natural hazards in Borden · FEMA

Storms, floods and disasters in Borden

Borden isn’t graded for hazard risk: Borden has 987 residents; we grade towns of 1,000 or more. Flood insurance has paid 5 claims here since 1996.

Flood claims
5
paid since 1996 · $24K
Disasters paid out here
5
of 17 declared for Clark County
By hazard

What Borden faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

82%of expected building damage
Above average · higher than 80% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

10%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about once every 20 years in the area
Smaller shares here
 Earthquakes Strong wind Ice storms Hail Winter storms Lightning Hurricanes Wildfire Cold waves Heat waves top 4% Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 23% of Borden’s expected losses. Tornadoes do little damage to buildings (10.4%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Borden flood? Rarely: 5 flood claims since 1996

Every paid claim on a federal flood insurance policy in Borden, from FEMA’s records.

Paid flood claims, by year
1996: 2 claims1997: 1 claim1998: 0 claims1999: 0 claims2000: 1 claim2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 1 claim2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims199619972000
19962026
Biggest named events
  • The March storm1 claim · $3K
5
paid claims since 1996
$24K
paid to owners
0
homes flooded more than once
$5K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Borden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.
Disasters

5 federal disasters brought FEMA money to Borden

Disasters that paid out in Borden itself (aid to households or repair grants to the Town of Borden), newest first, with that year’s flood claims.

  1. 2012Severe Storms, Straight-line Winds, and Tornadoes83 households applied for aid$171K aid approved
  2. 2008Severe Storms and Flooding111 households applied for aid$23K aid approved1 flood claim paid that year
  3. 2005Severe Winter Storms and Flooding3 households applied for aid$4K aid approved
  4. 2004Snow$2K to the Town of Borden for repairs
  5. 2004Severe Storms, Tornadoes, and Flooding101 households applied for aid$106K aid approved$64K to the Town of Borden for repairs
Disasters declared, by decade
Paid out in BordenClark County only

Clark County has had 17 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Borden after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Borden archive →
Be ready

Get ready for what Borden faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Borden

Does Borden flood?

Flood insurance has paid 5 claims in Borden since 1996, $24K in all. The most claims came from March storm (1).

Is Borden in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clark County, 20% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.

How much is flood insurance in Borden?

FEMA’s Community Rating System list shows no discount for Borden’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Borden?

By FEMA money that reached Borden, Severe Storms, Straight-line Winds, and Tornadoes (2012): 83 households applied for aid, $171K approved. By flood claims, March storm: 1 paid, $3K.

Storm stories

Memories, warnings and help from neighbors in Borden.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Borden’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.