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Bluffton
Indiana›Wells County
Stewart-Studebaker House · Photo: Nyttend · Public domain
Photo of Bluffton

Bluffton, IN · Stewart-Studebaker House · Photo: Nyttend · Public domain

Is Bluffton a good place to live?

Bluffton gives you more for your money than most places: a typical home costs about $189K, 2.7 years of the Fort Wayne metro’s $71K median household income. It grades A overall, 93rd among Indiana's 585 graded towns. On the plus side, its public schools beat 81% of Indiana towns on state tests and graduation. History is its standout character grade: an A, better than 93% of U.S. towns, with 4 places on the National Register. 36% of working residents work locally in Bluffton, above both Indiana’s towns (11%) and U.S. towns (8%). The biggest park or preserve is Wells County 4H Park, at 52 acres. Bluffton is easier to get around on foot or by transit than 70% of U.S. towns.

What makes Bluffton stand out

Where Bluffton beats most towns.

Wells County Courthouse
Wells County Courthouse · National Register of Historic Places
Bluffton’s story

188 years in pictures

Census counts: 477 in 1850, 10,308 in 2020. The archive holds 18 old photos and papers going back to 1901 and 2 maps from 1962 on.

4 places on the National Register of Historic Places.

  • 1838Bluffton is settled
Explore the history →

How Bluffton grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Bluffton is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Bluffton: who provides what

Who provides power, water and the rest in Bluffton, and how to reach them.

The full setup list →
PowerCity of Bluffton10.2¢/kWh · EIA 2025HIFLD · EIA
WaterBluffton Utilities Water DeptNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsBluffton-Harrison Metropolitan School DistrictNorthern Wells Community Schools2 districts serve Bluffton; which school depends on your address and gradeNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereWells County Circuit Court ClerkWells County; contacts on the Handbook page.FVAP, Sep 2017
ZIP code4671446714 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Bluffton.

Bluffton pairs an A overall with homes cheaper than the Indiana norm, is healthier than towns with similar incomes and has seen reported crime fall by about half.

OutdoorsB

Conserved land covers 2.9% of Bluffton

1.9 miles of trail in 12 parks and preserves.

#210for trails in IN
BlufftonIndiana townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.20.4
Conserved land2.9%1.9%4.3%
2.9%
conserved · 162 of 5,515 acres
1.9 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Wells County 4H Park0.8 mi52
2. Pickett's Run Park0.3 mi3
3. Lancaster Park—18

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthC

Health in Bluffton trails 72% of U.S. towns

Against the 8,184 U.S. towns with household incomes like Bluffton’s, it is less healthy than 53%, so its C isn’t only a matter of income.

Bluffton beats the Indiana average on 0 of 32 CDC measures and trails it on 2. 42% of Bluffton adults have obesity.

28%healthier than U.S. townsCHealth Grade
BlufftonIndiana townsU.S. towns
Obesity (CDC PLACES)42%39%35%
High blood pressure (CDC PLACES)40%39%35%
Depression (CDC PLACES)26%26%23%
Sleep under 7 hours (CDC PLACES)38%37%36%
32 measures vs. Indiana
0 better30 too close to call2 worse
What stands outBlufftonIN
More adults who have had cancer9.4%8.3%
More adults with arthritis32%28.3%
Bluffton Regional Medical Center
0.4 mi away · emergency room
1 of 3
care shortages: mental health
43rd
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade A+

Bluffton earns an A+ for cost of living

Bluffton grades A overall with a typical home of about $189K, below the Indiana typical value; only 18 of the 64 Indiana towns graded A− or better can say that.

Bluffton’s median rent is $732 a month. Typical home values rose 4.8% in the year to September 2026. 62% of households own their home in Bluffton.

$189KZillow home value
BlufftonIndiana townsU.S. towns
Households that own their home62%76%73%
Median rent$732 a month$947 a month$1,185 a month

Typical home value

Bluffton$189K
Indiana$257K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
9
days on market
100.7%
sale-to-list price
+4.8%
value change, 1 year
11
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

In Bluffton, expect four seasons and pleasant summers

Bluffton has chilly winters and warm summers. July afternoons reach 84°, January nights drop to 19° and about 23 inches of snow falls in a winter.

23″snow a winter

Typical low → high °F

Winter21–36°
Spring40–61°
Summer61–82°
Fall43–64°
Oct 20
typical first frost
Apr 24
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

SafetyB

Less crime per resident in Bluffton than in 63% of U.S. towns

Reported crimes fell from 108 to 60 over the last three FBI years, a drop beyond ordinary year-to-year swings.

The property crime rate in Bluffton is 4 per 1,000 residents.

63%of U.S. towns report more crimeBSafety Grade
BlufftonIndiana townsU.S. towns
Property crimes per 1,000 (2025)4 per 1,000 residents8.69.9
Violent crimes per 1,000 (2025)1.6 per 1,000 residents1.41.6

Violent crime per 1,000 residents

Bluffton1.6
Indiana3
U.S.3.3

Property crime per 1,000 residents

Bluffton4
Indiana12.5
U.S.15.5
63rd
percentile among U.S. towns we grade
63rd
percentile among IN towns
17
violent crimes reported in 2025
43
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Work & commuteJobs & income grade B−

With 1.5 jobs for every working resident, Bluffton draws in 5,297 commuters

About one in 3 of Bluffton’s working residents works in town. Since 2013, Bluffton has lost 501 jobs, to 7,016 in 2023. The top destinations are Fort Wayne (15%), Lancaster Township (4%) and Indianapolis (3%).

36%work in town
BlufftonIndiana townsU.S. towns
Average trip to work19 minutes24 minutes25 minutes
Work from home5.5%7.8%11%
Median household income$58,000$71,000$80,000

Where working residents work

In Bluffton36%
Fort Wayne15%
Lancaster Township4%
Indianapolis3%
Decatur3%
14 mi
median commute distance
7,016
jobs based in Bluffton
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 70% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade B

Bluffton faces a low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 62% of U.S. communities. Since 1985, 15 flood insurance claims have been paid out in Bluffton.

38risk score of 100
FEMA risk score
38Low riskLowerHigher
Inland floodingTornadoesStrong wind
15
paid flood claims since 1985
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Bluffton

20pages on Bluffton
After high school

Colleges nearby

None within 15 miles of Bluffton; the nearest are

Landmarks

4 places in Bluffton on the National Register of Historic Places.

All landmarks →

Famous people from Bluffton

10 notable people were born in Bluffton.

See all 10 →

About Bluffton

City in Indiana, United States

Official town website ↗

Bluffton is a city in and the county seat of Wells County, Indiana, United States. It sits on the banks of the Wabash River in the northeastern part of the state. The population was 10,308 at the 2020 census, up from 9,897 at the 2010 census. Bluffton is nicknamed the "Parlor City" for its history of having some of the first clean paved streets in the area during the time of the Indiana gas boom.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1838
Area
8.4 sq mi
Elevation
827 ft
ZIP code
46714
Area code
260

Questions about Bluffton

Short answers, built from the data on this page.

Is Bluffton, IN a good place to live?

By most measures, yes. Bluffton grades A overall, better than 86% of U.S. towns and #93 of 585 in Indiana. It grades C for health, B for safety and A− for schools.

Is Bluffton, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.

What is Bluffton, IN known for?

10 notable people were born here, including Everett Scott and Don Lash.