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Downtown Bedford, Indiana
Indiana›Lawrence County
Photo: Nyttend · Public domain
Photo of Bedford

Bedford, IN · Photo: Nyttend · Public domain · Source ↗

Is Bedford a good place to live?

Bedford gives you more for your money than most places: a typical home costs about $206K, 3.1 years of the Bedford area’s $66K median household income. It grades B+ overall, ranked 230th of 585 in Indiana. The low prices come with trade-offs. CDC estimates put its residents' health behind 88% of the country. On the plus side, crime is low: it reports less per resident than 92% of U.S. towns. History is its standout character grade: an A+, better than 96% of U.S. towns, with 10 places on the National Register. Its National Register listings include C. S. Norton Mansion and Indiana Limestone Company Building. Among 107 Indiana towns, just 1 have a lower violent crime rate than Bedford. Otis Park, at 159 acres with 4.5 miles of trail, is the biggest park or preserve.

What makes Bedford stand out

Where Bedford beats most towns.

C. S. Norton Mansion
C. S. Norton Mansion · National Register of Historic Places
Bedford’s story

201 years in pictures

Census counts: 962 in 1850, 13,792 in 2020. The archive holds 6 old photos and papers going back to 1904 and 3 maps from 1934 on.

10 places on the National Register of Historic Places.

  • 1825Bedford is settled
Explore the history →

How Bedford grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Bedford is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Bedford: who provides what

Who provides power, water and the rest in Bedford, and how to reach them.

The full setup list →
PowerDuke Energy15.0¢/kWh · EIA 2025HIFLD · EIA
WaterBedford City UtilitiesNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpFrom the town’s siteTrash and recycling rulesTown site
SchoolsNorth Lawrence Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereLawrence County Voter RegistrationLawrence County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code4742147421 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Bedford.

Bedford trades lower home prices for longer drives to work, is healthier than towns with similar incomes and has seen reported crime fall by about half.

OutdoorsB−

0.8% of Bedford is conserved land

7.3 miles of trail in 11 parks and preserves. At 0.6 miles per square mile, Bedford’s trail density is above Indiana’s towns (0.2) and close to U.S. towns (0.4).

#80for trails in IN
BedfordIndiana townsU.S. towns
Miles of trail per square mile0.6 miles per square mile0.20.4
Conserved land0.8%1.9%4.3%
0.8%
conserved · 60 of 7,779 acres
7.3 mi
of trails · 0.6 per sq mi
Biggest places to walkTrailsAcres
1. Otis Park4.5 mi159
2. Murray Forest Park—29
3. Wilson Park0.1 mi25

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SafetyA

For safety, Bedford earns an A

Reported crimes fell from 80 to 29 over the last three FBI years, a drop beyond ordinary year-to-year swings. Violent crime is rare: 1 reported in 2025, 0.1 per 1,000 residents.

At 2 per 1,000 residents, Bedford’s property crime rate is against 8.6 in Indiana’s towns and 9.9 across U.S. towns.

92%of U.S. towns report more crimeASafety Grade

Violent crime per 1,000 residents

Bedford0.1
Indiana3
U.S.3.3

Property crime per 1,000 residents

Bedford2
Indiana12.5
U.S.15.5
92nd
percentile among U.S. towns we grade
94th
percentile among IN towns
1
violent crimes reported in 2025
28
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthD

For health, Bedford earns a D

Against the 5,621 U.S. towns with household incomes like Bedford’s, it is less healthy than 68%, so its D isn’t only a matter of income.

43% of adults have obesity in Bedford. Bedford beats the Indiana average on 1 of 32 CDC measures and trails it on 11. 15% of adults have diabetes in Bedford.

12%healthier than U.S. townsDHealth Grade
BedfordIndiana townsU.S. towns
Obesity (CDC PLACES)43%39%35%
Diabetes (CDC PLACES)15%13%12%
Frequent physical distress (CDC PLACES)17%15%14%
High blood pressure (CDC PLACES)42%39%35%
32 measures vs. Indiana
1 better20 too close to call11 worse
What stands outBedfordIN
More adults treating high blood pressure80.3%77.4%
More adults with COPD11.2%8.1%
Indiana University Health Bedford Hospital
1.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
14th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade B+

Inland flooding leads a low hazard risk in Bedford

Expected storm and flood damage is lower than in 72% of U.S. communities. Since 1979, 13 flood insurance claims have been paid out in Bedford.

28risk score of 100
FEMA risk score
28Low riskLowerHigher
Inland floodingTornadoesEarthquakes
13
paid flood claims since 1979
8
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In Bedford, expect four seasons and pleasant summers

Bedford has chilly winters and warm summers, with plenty of rain. July afternoons reach 86°, January nights drop to 22° and about 10 inches of snow falls in a winter.

10″snow a winter

Typical low → high °F

Winter24–42°
Spring42–65°
Summer62–85°
Fall44–67°
Oct 20
typical first frost
Apr 20
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade A−

For cost of living, Bedford earns an A−

Homes are within reach (about $207K for the typical one, A− for cost of living), but half of working residents commute more than 21 miles.

Bedford’s median rent is $828 a month. The typical Bedford home is worth about $207,000, up 1.6% in a year, 20% below the Indiana typical home. 67% of Bedford households own their home.

$207KZillow home value
BedfordIndiana townsU.S. towns
Households that own their home67%76%73%
Median rent$828 a month$947 a month$1,185 a month

Typical home value

Bedford$207K
Indiana$257K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
49
days on market
95.6%
sale-to-list price
+1.6%
value change, 1 year
18
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade C

A job hub: Bedford has 1.4 jobs for every working resident and draws in 6,198 commuters

About one in 4 of Bedford’s working residents works in town. The median household income in Bedford is $50,000. The top destinations are Bloomington (15%), Indianapolis (6%) and Mitchell (3%).

27%work in town
BedfordIndiana townsU.S. towns
Working residents who work in town27%11%8%
Below the poverty line16%10%9.6%
Median household income$50,000$71,000$80,000
Work from home6.3%7.8%11%

Where working residents work

In Bedford27%
Bloomington15%
Indianapolis6%
Mitchell3%
Richland Township3%
21 mi
median commute distance
7,630
jobs based in Bedford
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 73% of U.S. towns

Census LEHD 2023 · ACS

Keep exploring

Everything we know about Bedford

19pages on Bedford
After high school

Colleges nearby

None within 15 miles of Bedford; the nearest are

Landmarks

10 places in Bedford on the National Register of Historic Places.

All landmarks →

About Bedford

City in Indiana, United States

Official town website ↗

Bedford is a city in Shawswick Township and the county seat of Lawrence County, Indiana, United States. In the 2020 census, the population was 13,792. That is up from 13,413 in 2010. Bedford is the principal city of the Bedford, IN Micropolitan Statistical Area, which comprises all of Lawrence County.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1864
Area
12 sq mi
Elevation
686 ft
ZIP code
47421
Area code
812

Questions about Bedford

Short answers, built from the data on this page.

Is Bedford, IN a good place to live?

By most measures, yes. Bedford grades B+ overall, better than 70% of U.S. towns and #230 of 585 in Indiana. It grades D for health, A for safety and B for schools. Health is its weak spot, with a D.

Is Bedford, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.