Photo: Huw Williams (Huwmanbeing) · Public domainStorms, floods and disasters in Ambia
Ambia isn’t graded for hazard risk: Ambia has 158 residents; we grade towns of 1,000 or more.
What Ambia faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Ambia flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Ambia. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
2 federal disasters brought FEMA money to Ambia
Disasters that paid out in Ambia itself (aid to households or repair grants to the Town of Ambia), newest first, with that year’s flood claims.
- 2023Severe Storms, Straight-line Winds, and Tornadoes3 households applied for aid$7K aid approved
- 2004Severe Storms, Tornadoes, and Flooding4 households applied for aid$4K aid approved
Benton County has had 18 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Ambia after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Ambia archive →Get ready for what Ambia faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Ambia
Is Ambia in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Ambia?
FEMA’s Community Rating System list shows no discount for Ambia’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Ambia?
By FEMA money that reached Ambia, Severe Storms, Straight-line Winds, and Tornadoes (2023): 3 households applied for aid, $7K approved.
Storm stories
Memories, warnings and help from neighbors in Ambia.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ambia’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.