Photo: User:Visviva · CC BY-SA 4.0Storms, floods and disasters in Walker Township
Walker Township isn’t graded for hazard risk: Walker Township has 274 residents; we grade towns of 1,000 or more. Flood insurance has paid 55 claims here since 1979.
What Walker Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Walker Township flood? Sometimes: 55 flood claims since 1979
Every paid claim on a federal flood insurance policy in Walker Township, from FEMA’s records.
- The Midwest Flooding24 claims · $986K
Walker Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.2 federal disasters brought FEMA money to Walker Township
Disasters that paid out in Walker Township itself (aid to households or repair grants to Walker Township), newest first, with that year’s flood claims.
- 2011Severe Winter Storm and Snowstorm$4K to Walker Township for repairs
- 1999Il-winter Storm 1/1/99$3K to Walker Township for repairs
Hancock County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Walker Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Walker Township archive →Walker Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| St. Albans Township | — | 360 residents; we grade 1,000+ | |
| Wythe Township | — | 369 residents; we grade 1,000+ | |
| Rocky Run-Wilcox Township | — | 199 residents; we grade 1,000+ | |
| Lima Township | — | 593 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Walker Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Walker Township
Does Walker Township flood?
Flood insurance has paid 55 claims in Walker Township since 1979, $3.5M in all. The most claims came from Midwest Flooding (24).
Is Walker Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hancock County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Walker Township?
FEMA’s Community Rating System list shows no discount for Walker Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Walker Township?
By FEMA money that reached Walker Township, Severe Winter Storm and Snowstorm (2011): $4K to Walker Township for repairs. By flood claims, Midwest Flooding: 24 paid, $986K.
Storm stories
Memories, warnings and help from neighbors in Walker Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Walker Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.