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Cumberland-courthouse
Illinois›Cumberland County

ToledoIL

A town of 1,140, settled in 1881.

Photo: MattHucke · CC BY-SA 3.0
Photo of Toledo

Toledo, IL · Photo: MattHucke · CC BY-SA 3.0 · Source ↗

Is Toledo a good place to live?

The best of Toledo’s subject grades is an A+ for cost of living; the weakest is a D for incomes. Only 48 of Illinois’ 1,284 towns score higher on cost of living. Cumberland County Courthouse is on the National Register of Historic Places. Toledo has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Toledo stand out

Where Toledo beats most towns.

Small town

1,140 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

How Toledo grades

Each subject compared with towns across the country (schools within Illinois), ordered by how far Toledo is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Cumberland County Courthouse
Cumberland County Courthouse · National Register of Historic Places
Toledo’s story

145 years in pictures

The archive holds 4 old photos and papers going back to 1910.

1 place on the National Register of Historic Places.

  • 1881Toledo is settled
Explore the history →
Getting set up

Moving to Toledo: who provides what

Who provides power, water and the rest in Toledo, and how to reach them.

The full setup list →
PowerAmeren Illinois Company16.7¢/kWh · EIA 2025HIFLD · EIA
WaterEJ Water CooperativeNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Toledo’s trash rules yet
SchoolsCumberland Community Unit School District 77Which school depends on your addressNCES
Register to voteOnlineIn Illinois you can register online until 16 days before Election Day, in person up to and including Election Day, or by mail (postmarked 28 days before).vote.gov
Who runs elections hereCumberland County ClerkCumberland County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code6246862468 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Toledo.

HousingCost of living grade A+

Homes in Toledo are worth about $168K, by Zillow’s estimate

The typical Toledo home is worth about $168,000, up 7.7% in a year, 43% below the Illinois typical home. 66% of Toledo households own their home, against 75% in Illinois’ towns and 73% across U.S. towns.

$168KZillow home value

Typical home value

Toledo$168K
Illinois$296K
+7.7%
value change, 1 year
3
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade C−

High risk in Toledo, with inland flooding at the top

Expected storm and flood damage is higher than in 69% of U.S. communities.

69risk score of 100
FEMA risk score
69High riskLowerHigher
Inland floodingDroughtEarthquakes
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Climate

In Toledo, expect four seasons and pleasant summers

Toledo has chilly winters and warm summers. July afternoons reach 86°, January nights drop to 21° and about 19 inches of snow falls in a winter.

19″snow a winter

Typical low → high °F

Winter24–40°
Spring43–64°
Summer64–85°
Fall45–66°
Oct 23
typical first frost
Apr 15
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D

About one in ten working residents works right in Toledo

Most working residents leave Toledo for work: only 10% work in town. 18% of Toledo residents live below the poverty line, where Illinois’ towns sit at 8.4% and U.S. towns at 9.6%. Toledo’s average trip to work is 20 minutes.

10%work in town
ToledoIllinois townsU.S. towns
Below the poverty line18%8.4%9.6%
Average trip to work20 minutes26 minutes25 minutes
Median household income$56,000$83,000$80,000
Working residents who work in town10%8.3%8%

Where working residents work

In Toledo10%
Effingham10%
Charleston10%
Greenup9%
Mattoon9%
16 mi
median commute distance
566
jobs based in Toledo
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 59% of U.S. towns

Census LEHD 2023 · ACS

HealthC+

Toledo stands out in Illinois and nationally, with more of its adults who have been diagnosed with depression

24% of Toledo adults have been diagnosed with depression. Toledo beats the Illinois average on 0 of 32 CDC measures and trails it on 10. 40% of Toledo adults have obesity.

38%healthier than U.S. townsC+Health Grade
ToledoIllinois townsU.S. towns
Obesity (CDC PLACES)40%37%35%
Smoke cigarettes (CDC PLACES)16%13%14%
Frequent mental distress (CDC PLACES)18%17%17%
Binge drink (CDC PLACES)18%18%16%
32 measures vs. Illinois
0 better22 too close to call10 worse
What stands outToledoIL
More older adults who have lost all their teeth18%10.3%
More adults with COPD8.7%6.3%
More smokers16.2%12.1%
Sarah Bush Lincoln Health Center
15 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

2%
conserved · 11 of 565 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Sumpter Neal Park—10
2. Toledo Legion Ball Diamonds—5

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Toledo

19pages on Toledo
After high school

Colleges nearby

2 within 15 miles of the center of Toledo

About Toledo

City in Illinois, United States

Toledo is a small city and the county seat of Cumberland County, Illinois, United States. The population was 1,161 at the 2020 census. Toledo is part of the Charleston–Mattoon Micropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.9 sq mi
Elevation
600 ft
ZIP code
62468
Area code
217

Questions about Toledo

Short answers, built from the data on this page.

Is Toledo, IL expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.