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St. Joseph, Illinois
St. Joseph, Illinois
Illinois›Champaign County

St. JosephIL

A town of 3,689, settled in 1851.

Photo: User:Onemessedzebra · Public domain
Photo of St. Joseph

St. Joseph, IL · Photo: User:Onemessedzebra · Public domain · Source ↗

Is St. Joseph a good place to live?

St. Joseph grades A overall, 122nd among Illinois's 767 graded towns, with clear strengths and some subjects that lag. The median household earns $121K and its public schools beat 92% of Illinois towns on state tests and graduation. On the other side, FEMA rates its natural-hazard risk higher than 83% of U.S. communities, with inland flooding at the top. St. Joseph’s median household income is $121,000, against $83,000 in Illinois’ towns and $80,000 across U.S. towns. CDC estimates put its residents' health ahead of 90% of the country. The biggest park or preserve is Saint Joseph Community Park, at 40 acres.

A commuter town

91% of working residents leave St. Joseph for work

Where St. Joseph’s working residents go each day. Line width shows the share.

28% → Champaign Champaign 28% 22% → Urbana Urbana 22% 4% → Chicago Chicago 4% 3% → Champaign Township Champaign Township 3% 2% → Seymour Seymour 2% 2% → Bloomington Bloomington 2% St. Joseph · 9% stay
494jobs based in St. Joseph
9%of working residents work in town
11 mimedian commute distance

Census LEHD 2023

How St. Joseph grades

Each subject compared with towns across the country (schools within Illinois), ordered by how far St. Joseph is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

St. Joseph, Illinois
St. Joseph, Illinois, 2006
St. Joseph’s story

175 years in pictures

Census counts: 328 in 1880, 3,810 in 2020. The archive holds 2 old photos and papers going back to 2006 and 3 maps from 1906 on.

  • 1851St. Joseph is settled
Explore the history →
Nearby attractions

American Football House and 12 more within 40 miles

Museums, parks, gardens and other places to visit around St. Joseph. Close and well known come first.

All 23 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

American Football House: BanjoZebra, CC BY-SA 4.0 · Gies Memorial Stadium: T.J. Blakeman, CC BY-SA 4.0 · Octave Chanute Aerospace Museum: Chris Light (talk), CC BY-SA 3.0 · Krannert Center for the Performing Arts: Aries Liang, Public domain · Robert Allerton Park: D. Finnigan, CC BY-SA 3.0 · Monticello Railway Museum: Daniel Schwen, CC BY-SA 4.0

Getting set up

Moving to St. Joseph: who provides what

Who provides power, water and the rest in St. Joseph, and how to reach them.

The full setup list →
PowerAmeren Illinois Company16.7¢/kWh · EIA 2025HIFLD · EIA
WaterIl American-Champaign water systemNo health-based violations in 5 years · EPAEPA
Internet9 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have St. Joseph’s trash rules yet
SchoolsSt. Joseph Community Consolidated School District 169St. Joseph-Ogden Community High School District 3052 districts serve St. Joseph; which school depends on your address and gradeNCES
Register to voteOnlineIn Illinois you can register online until 16 days before Election Day, in person up to and including Election Day, or by mail (postmarked 28 days before).vote.gov
Who runs elections hereChampaign County ClerkChampaign County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code6187361873 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in St. Joseph.

St. Joseph has less food insecurity than most of Illinois, but it carries more natural-hazard risk than most of Illinois (mostly inland flooding).

HealthA

St. Joseph earns an A for health

Its widest gap with Illinois is food insecurity: 8.4% of its 2,725 adults worry about having enough food, against 15.9% statewide.

21% of adults binge drink in St. Joseph. Joseph beats the Illinois average on 11 of 32 CDC measures and trails it on 1. 30% of adults sleep under 7 hours in St. Joseph.

90%healthier than U.S. townsAHealth Grade
St. JosephIllinois townsU.S. towns
Binge drink (CDC PLACES)21%18%16%
Sleep under 7 hours (CDC PLACES)30%35%36%
Get no exercise (CDC PLACES)17%23%25%
High blood pressure (CDC PLACES)29%35%35%
32 measures vs. Illinois
11 better20 too close to call1 worse
What stands outSt. JosephIL
Fewer adults facing food insecurity8.4%15.9%
Fewer uninsured adults5.4%9.9%
More adults with depression23.8%19.8%
Carle Foundation Hospital
9.5 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
85th
percentile among IL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade D

St. Joseph faces a very high natural-hazard risk, led by inland flooding

FEMA rates its natural-hazard risk higher than 95% of Illinois towns, with expected losses of about $621 per resident a year; that rating is what its D for hazard risk is built on.

The FEMA risk score in St. Joseph is 83 of 100. Since 1983, 22 flood insurance claims have been paid out in St. Joseph.

83risk score of 100
FEMA risk score
83Very high riskLowerHigher
Inland floodingCold wavesTornadoes
22
paid flood claims since 1983
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade A

Most of St. Joseph’s workers commute out: the town has 0.3 jobs for each of them

Most working residents leave St. 4.1% of St. Joseph residents live below the poverty line. Joseph for work: only 9% work in town.

9%work in town
St. JosephIllinois townsU.S. towns
Work from home17%11%11%
Below the poverty line4.1%8.4%9.6%
Average trip to work25 minutes26 minutes25 minutes

Where working residents work

In St. Joseph9%
Champaign28%
Urbana22%
Chicago4%
Champaign Township3%
11 mi
median commute distance
494
jobs based in St. Joseph
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 50% of U.S. towns

Census LEHD 2023 · ACS

Climate

In St. Joseph, expect four seasons and pleasant summers

Joseph has chilly winters and warm summers. July afternoons reach 85°, January nights drop to 18° and about 25 inches of snow falls in a winter.

25″snow a winter

Typical low → high °F

Winter21–37°
Spring41–63°
Summer62–84°
Fall43–65°
Oct 21
typical first frost
Apr 20
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More children than Illinois overall

Children under 18 are 28% of residents (22% statewide); adults 18 to 34 are 18% of residents (23% statewide). St. Joseph has lost 3.2% of its people since 2020, down to 3,689 in the Census Bureau’s 2025 estimate. 35% of adults 25 and older have a bachelor’s degree or more, vs 38% across Illinois.

37.9median age · IL 39
St. JosephIllinois townsU.S. towns
Under 1828%22%22%
Median age37.9 years40.7 years40.5 years
Bachelor’s degree or more, 25+35%29%29%
Aged 65 or older16%19%18%
St. JosephIllinoisUnited States

Ages · share of residents

Education · adults 25 and older

No diploma1%
High school19%
Some college23%
Associate’s21%
Bachelor’s22%
Graduate13%

Women and men · all residents

52% women, 48% men

That’s an even split within the survey’s margin of ±3.4 points. Across Illinois, 50.6% of residents are women.

Ages and education in St. Joseph
St. JosephILU.S.
Under 109%11.5%11.6%
10 to 1719.3%10.4%10.3%
18 to 247.9%9.1%9.1%
25 to 3410.1%13.6%13.7%
35 to 4414.1%13.3%13.2%
45 to 5412.3%12.4%12.2%
55 to 6411.3%12.8%12.7%
65 to 7412.3%10%10.2%
75 and older3.8%7%7%
No diploma1.1%9.5%10.4%
High school19.2%25.1%26%
Some college23.4%19.2%19.1%
Associate’s20.9%8.3%8.8%
Bachelor’s22.2%22.6%21.6%
Graduate13.1%15.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,700, single groups can be off by several points

OutdoorsB+

Conserved land covers 9.7% of St. Joseph

0.4 miles of trail in 3 parks and preserves.

9.7%conserved
St. JosephIllinois townsU.S. towns
Conserved land9.7%3.6%4.3%
Miles of trail per square mile0.2 miles per square mile0.30.4
9.7%
conserved · 130 of 1,340 acres
0.4 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Saint Joseph Community Park0.3 mi40
2. B.J. Hackler Park—9
3. Kolb Park—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C

Homes in St. Joseph are worth about $294K, by Zillow’s estimate

The typical St. Typical home values rose 6% in the year to September 2026. St. Joseph’s median rent is $968 a month.

$294KZillow home value
St. JosephIllinois townsU.S. towns
Households that own their home85%75%73%
Median rent$968 a month$1,129 a month$1,185 a month

Typical home value

St. Joseph$294K
Illinois$296K
+6%
value change, 1 year
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about St. Joseph

18pages on St. Joseph
After high school

Colleges nearby

2 within 15 miles of the center of St. Joseph

About St. Joseph

Village in Illinois, United States

The Village of St. Joseph or Saint Joseph was founded on April 28, 1881, and is located in St. Joseph Township, Champaign County, Illinois, United States. The population was 3,810 at the 2020 census, a decline from the figure of 3,967 in 2010.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1881
Area
2.1 sq mi
ZIP code
61873

Questions about St. Joseph

Short answers, built from the data on this page.

Is St. Joseph, IL a good place to live?

By most measures, yes. St. Joseph grades A overall, better than 91% of U.S. towns and #122 of 767 in Illinois. It grades A for health and A for schools. Hazard risk is its weak spot, with a D.

Is St. Joseph, IL expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.