Storms, floods and disasters in Rosedale Township
Rosedale Township isn’t graded for hazard risk: Rosedale Township has 142 residents; we grade towns of 1,000 or more. Flood insurance has paid 960 claims here since 1978.
What Rosedale Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Rosedale Township flood? Yes: 960 flood claims since 1978
Every paid claim on a federal flood insurance policy in Rosedale Township, from FEMA’s records.
- The Midwest Flooding134 claims · $3.3M
- The Early winter storms14 claims · $236K
- The Mid-spring storms12 claims · $467K
Rosedale Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jersey County.1 federal disaster brought FEMA money to Rosedale Township
Disasters that paid out in Rosedale Township itself (aid to households or repair grants to Rosedale Township), newest first, with that year’s flood claims.
- 2002Severe Storms, Tornadoes and Flooding$10K to Rosedale Township for repairs36 flood claims paid that year
Jersey County has had 17 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Rosedale Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Rosedale Township archive →Rosedale Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Quarry Township | Dmore damage than 93% | river and rain flooding | — |
| Richwood Township | — | 413 residents; we grade 1,000+ | |
| Otter Creek Township | — | 802 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Rosedale Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Rosedale Township
Does Rosedale Township flood?
Flood insurance has paid 960 claims in Rosedale Township since 1978, $15.4M in all. The most claims came from Midwest Flooding (134).
Is Rosedale Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jersey County, 28% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Rosedale Township?
FEMA’s Community Rating System list shows no discount for Rosedale Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Rosedale Township?
By FEMA money that reached Rosedale Township, Severe Storms, Tornadoes and Flooding (2002): $10K to Rosedale Township for repairs. By flood claims, Midwest Flooding: 134 paid, $3.3M.
Storm stories
Memories, warnings and help from neighbors in Rosedale Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rosedale Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.