Less hazard damage per building is expected in Radnor Township than in 63% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Radnor Township gets a B for hazard risk: lower expected damage per building than 63% of U.S. towns, #196 of 768 in Illinois. Most of that expected damage is river and rain flooding (71%), then tornadoes (15%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Radnor Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Radnor Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Radnor Township’s grade
River and rain flooding is 71% of the building damage FEMA expects in Radnor Township, and Radnor Township’s rate of river and rain flooding damage is lower than 53% of U.S. census tracts. Next is tornadoes at 15% (higher than 89% of U.S. census tracts).
B #196 of 768 in Illinois; lower expected damage per building than 63% of U.S. towns (21,298).
Radnor Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Radnor Township has less expected damage per building than 75% of Illinois towns.
In dollars, FEMA expects about $2.9M a year in losses across Radnor Township: $1.6M to buildings, the rest to people and crops.
Does Radnor Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Radnor Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Radnor Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Peoria County.The storms Radnor Township remembers
None of the 12 disasters declared for Peoria County shows FEMA aid or repair money reaching Radnor Township itself in FEMA’s records, so these are its biggest flood-claim years.
Peoria County has had 12 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Radnor Township and its neighbors
Radnor Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Kickapoo Township | A−less damage than 76% | river and rain flooding | 33 |
| Peoria | B+less damage than 69% | river and rain flooding | 345 |
| Rosefield Township | Bless damage than 64% | river and rain flooding | — |
| Jubilee Township | Bless damage than 63% | river and rain flooding | 5 |
| Radnor Township | Bless damage than 63% | river and rain flooding | 0 |
| Medina Township | Bless damage than 56% | river and rain flooding | 69 |
| Akron Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Radnor Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Radnor Township
Is Radnor Township at risk for natural disasters?
On FEMA’s National Risk Index, Radnor Township has lower expected damage per building than 63% of U.S. towns: B for hazard risk, #196 of 768 in Illinois. Most of the expected damage is river and rain flooding (71%) and tornadoes (15%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Radnor Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Peoria County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Radnor Township?
FEMA’s Community Rating System list shows no discount for Radnor Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Radnor Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (71%), and Radnor Township’s rate for it is lower than 53% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Radnor Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Radnor Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.