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A−Cost of living
Cost of living in Pembroke Township

Homes in Pembroke Township cost about 1.4 years of local pay, but renters are stretched more than prices suggest

More affordable than 79% of U.S. towns.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Kankakee, IL metro area ($71K). How TownRatings grades cost of living

Typical home value
$99K
IL $263K
Estimate
2-bedroom rent
$1,130
a month, utilities in · HUD
Median tax bill
$1,567
IL $5,298
Area income (the grade’s yardstick)
$71K
Kankakee-area median
Cheap is not the same as affordable: why Pembroke Township gets an A−, not an A+

In dollars, homes in Pembroke Township cost less than the Illinois typical home. But the grade compares costs with what households in the area earn, and Kankakee-area incomes are lower too ($71K, against $74K for the typical U.S. town). Property tax takes 1.58% of a home’s value a year (Illinois: 2.01%), and 66% of renters pay 30% or more of income for housing.

In dollars

  • $1,130a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 96prices across the Kankakee metro, where the U.S. is 100 (housing 93)BEA Regional Price Parities, 2024

In paychecks the grade

  • 1.4 yrsof area income buys the typical home; the typical U.S. town: 3.3$71K, Kankakee-area income
  • 13%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 38%of owners do; the typical U.S. town: 20%Census 2020–24

What kind of housing town is Pembroke Township?

Read from the numbers below. The page puts what stands out first.

Cost of living grade

What’s behind Pembroke Township’s grade

Measured against what households in the area earn, Pembroke Township is more affordable than 79% of U.S. towns. The share of households paying 30%+ for housing pulls the grade down most; home prices hold it up.

All U.S. towns we grade (21,243)More affordable than 79%
CostlierMore affordable
How sure. Pembroke Township’s Census figures cover about 660 households. At the ends of the Census margins (area income ±$2,921, owners paying 30%+ ±16.2 points), Pembroke Township could be anywhere from B+ to A.

How TownRatings grades cost of living →

★ What stands out · Affordability

A typical home costs 1.4 years of area income

The calculator starts from the area income the grade uses. Switch to Pembroke Township’s own median, or type yours.

Household income a year
$
Kankakee-area median household income, as in the grade
You could afford about
$252,000
Typical Pembroke Township home $99K

That covers a typical Pembroke Township home, with $153K to spare.

The typical home, each month
$650
Loan $490Tax $130Insurance $30

A two-bedroom rents for about $1,130 a month here, $480 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Pembroke Township’s typical property tax (1.58% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,130

Renters already here pay a median of $774, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$780
1 bedroom$860
2 bedrooms$1,130
3 bedrooms$1,490
4 bedrooms$1,500
29%
of households rent · IL 33%
165
renter households
66%
of renters spend 30%+ of income on rent · IL 48%
42%
of the median income, for a two-bedroom
$774
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Kankakee, IL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the Illinois norm

The median bill is $1,567 (Illinois: $5,298), 1.58% of a home’s value a year, against 2.01% statewide.

$1,567
median bill a year · IL $5,298
1.58%
of a home’s value a year · IL 2.01%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Pembroke Township

Only figures published free for the whole country, each labeled with the area it covers: the Kankakee, IL metro area, or Illinois. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
96IL 100metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
94IL 104metroBEA, 2024
Utilities
U.S. = 100
89IL 85metroBEA, 2024
Other services
U.S. = 100
100IL 100metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Pembroke Township vs. its neighbors

Zillow publishes no value for Pembroke Township. Lake Township and Ganeer Township and St. Anne Township have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Pembroke TownshipA−—$99K1.58%$1,130
St. Anne TownshipB+—$171K1.84%$1,130
McClellan Township–—$310K0.65%$1,040
Lake TownshipA−—$227K0.73%$1,180
Ganeer TownshipC+—$203K1.72%$1,250

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).

Questions about the cost of living in Pembroke Township

Is Pembroke Township expensive to live in?

Measured against what households in the area earn, Pembroke Township costs less than 79% of U.S. towns: an A− for cost of living. The typical home costs 1.4 years of the median household income of the Kankakee, IL metro area ($71K).

How much is rent in Pembroke Township?

HUD puts a two-bedroom at about $1,130 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $774 (Census 2020–24).

What are property taxes in Pembroke Township?

The median bill is $1,567 a year, 1.58% of the median home value (Illinois: $5,298, 2.01%), from the Census 2020–24.

Neighbors talk housing

What Pembroke Township buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.