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–Not graded
Natural hazards in Nebo · FEMA

Storms, floods and disasters in Nebo

Nebo isn’t graded for hazard risk: Nebo has 266 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2003.

Flood claims
1
paid since 2003 · $4K
Disasters paid out here
3
of 22 declared for Pike County
By hazard

What Nebo faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

88%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Tornadoes Hail Strong wind Earthquakes Lightning top 0% Ice storms Winter storms Hurricanes Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 14% of Nebo’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Nebo flood? Rarely: 1 flood claim since 2003

Every paid claim on a federal flood insurance policy in Nebo, from FEMA’s records.

Paid flood claims, by year
2003: 1 claim2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2003
20032026
1
paid claims since 2003
$4K
paid to owners
0
homes flooded more than once
$4K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Nebo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.
Disasters

3 federal disasters brought FEMA money to Nebo

Disasters that paid out in Nebo itself (aid to households or repair grants to the Village of Nebo), newest first, with that year’s flood claims.

  1. 2011Severe Winter Storm and Snowstorm$3K to the Village of Nebo for repairs
  2. 2003Severe Storms, Tornadoes, and Flooding12 households applied for aid$43K aid approved1 flood claim paid that year
  3. 1999Il-winter Storm 1/1/99$6K to the Village of Nebo for repairs
Disasters declared, by decade
Paid out in NeboPike County only

Pike County has had 22 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Nebo after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Nebo archive →
Be ready

Get ready for what Nebo faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Nebo

Does Nebo flood?

Flood insurance has paid 1 claim in Nebo since 2003, $4K in all.

Is Nebo in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pike County, 10% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.

How much is flood insurance in Nebo?

FEMA’s Community Rating System list shows no discount for Nebo’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Nebo?

By FEMA money that reached Nebo, Severe Storms, Tornadoes, and Flooding (2003): 12 households applied for aid, $43K approved.

Storm stories

Memories, warnings and help from neighbors in Nebo.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Nebo’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.