Pleasant Grove School · Photo: Boscophotos · CC BY-SA 3.0FEMA expects less hazard damage per building in Logan Township than in 67% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Logan Township gets a B+ for hazard risk: lower expected damage per building than 67% of U.S. towns, #168 of 768 in Illinois. Most of that expected damage is river and rain flooding (70%), then tornadoes (16%). Flood insurance has paid 4 claims here since 1997.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Logan Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Logan Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Logan Township’s grade
River and rain flooding is 70% of the building damage FEMA expects in Logan Township, and Logan Township’s rate of river and rain flooding damage is lower than 58% of U.S. census tracts. Next is tornadoes at 16% (higher than 89% of U.S. census tracts).
B+ #168 of 768 in Illinois; lower expected damage per building than 67% of U.S. towns (21,298).
Logan Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Logan Township has less expected damage per building than 78% of Illinois towns.
In dollars, FEMA expects about $1.5M a year in losses across Logan Township: $755K to buildings, the rest to people and crops.
Does Logan Township flood? Rarely: 4 flood claims since 1997
Every paid claim on a federal flood insurance policy in Logan Township, from FEMA’s records: 2.4 per 1,000 homes, fewer than 57% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms2 claims · $30K
Logan Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Peoria County.4 federal disasters brought FEMA money to Logan Township
Disasters that paid out in Logan Township itself (aid to households or repair grants to Logan Township), newest first, with that year’s flood claims.
- 2013Severe Storms, Straight-line Winds, and Flooding$53K to Logan Township for repairs2 flood claims paid that year
- 2011Severe Winter Storm and Snowstorm$7K to Logan Township for repairs
- 2000Illinois Winter Snow Storms$3K to Logan Township for repairs
- 1999Il-winter Storm 1/1/99$3K to Logan Township for repairs
Peoria County has had 12 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Logan Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Logan Township archive →Logan Township and its neighbors
Logan Township is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Limestone Township | A−less damage than 76% | river and rain flooding | 153 |
| Logan Township | B+less damage than 67% | river and rain flooding | 4 |
| Rosefield Township | Bless damage than 64% | river and rain flooding | — |
| Timber Township | B−less damage than 51% | river and rain flooding | 11 |
| Trivoli Township | — | 952 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Logan Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Logan Township
Is Logan Township at risk for natural disasters?
On FEMA’s National Risk Index, Logan Township has lower expected damage per building than 67% of U.S. towns: B+ for hazard risk, #168 of 768 in Illinois. Most of the expected damage is river and rain flooding (70%) and tornadoes (16%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Logan Township flood?
Flood insurance has paid 4 claims in Logan Township since 1997, $49K in all, or 2.4 per 1,000 homes, fewer than 57% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (2).
Is Logan Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Peoria County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Logan Township?
FEMA’s Community Rating System list shows no discount for Logan Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Logan Township?
By FEMA money that reached Logan Township, Severe Storms, Straight-line Winds, and Flooding (2013): $53K to Logan Township for repairs. By flood claims, Mid-spring storms: 2 paid, $30K.
Is Logan Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (70%), and Logan Township’s rate for it is lower than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Logan Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Logan Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.