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–Not graded
Natural hazards in Lisbon · FEMA

Storms, floods and disasters in Lisbon

Lisbon isn’t graded for hazard risk: Lisbon has 373 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2007.

Flood claims
3
paid since 2007 · $36K
Flooded more than once
1
properties
Disasters paid out here
0
of 10 declared for Kendall County
By hazard

What Lisbon faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

83%of expected building damage
Above average · higher than 73% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

12%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 11 years in the area
Smaller shares here
 Strong wind Earthquakes Hail Ice storms Lightning Hurricanes Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 28% of Lisbon’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lisbon flood? Rarely: 3 flood claims since 2007

Every paid claim on a federal flood insurance policy in Lisbon, from FEMA’s records.

Paid flood claims, by year
2007: 2 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 1 claim2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims20072013
20072026
Biggest named events
  • The Mid-spring storms1 claim · $7K
3
paid claims since 2007
$36K
paid to owners
1
homes flooded more than once
$12K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Lisbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kendall County.
Disasters

The storms Lisbon remembers

None of the 10 disasters declared for Kendall County shows FEMA aid or repair money reaching Lisbon itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20072 flood claims paidNo declaration for the county that year
  2. 20131 flood claims paidThe year of Severe Storms, Straight-line Winds, and Flooding, declared for Kendall County
Disasters declared, by decade
Paid out in LisbonKendall County only

Kendall County has had 10 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Lisbon after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Lisbon archive →
Be ready

Get ready for what Lisbon faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Lisbon

Does Lisbon flood?

Flood insurance has paid 3 claims in Lisbon since 2007, $36K in all. 1 properties have flooded more than once. The most claims came from Mid-spring storms (1).

Is Lisbon in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kendall County, 22% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Lisbon?

FEMA’s Community Rating System list shows no discount for Lisbon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Lisbon?

By flood claims, Mid-spring storms: 1 paid, $7K.

Storm stories

Memories, warnings and help from neighbors in Lisbon.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lisbon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.