Storms, floods and disasters in Karnak
Karnak isn’t graded for hazard risk: Karnak has 466 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2008.
What Karnak faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Karnak flood? Rarely: 2 flood claims since 2008
Every paid claim on a federal flood insurance policy in Karnak, from FEMA’s records.
- The March storm1 claim · $6K
- The Mid-spring storms1 claim · $7K
Karnak isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pulaski County.2 federal disasters brought FEMA money to Karnak
Disasters that paid out in Karnak itself (aid to households or repair grants to the Village of Karnak), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding28 households applied for aid$72K aid approved1 flood claim paid that year
- 2003Severe Storms, Tornadoes, and Flooding46 households applied for aid$124K aid approved
Pulaski County has had 11 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Karnak after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Karnak archive →Get ready for what Karnak faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Karnak
Does Karnak flood?
Flood insurance has paid 2 claims in Karnak since 2008, $13K in all. 1 properties have flooded more than once. The most claims came from March storm (1).
Is Karnak in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pulaski County, 1.3% of all homes carry federal flood insurance.
How much is flood insurance in Karnak?
FEMA’s Community Rating System list shows no discount for Karnak’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Karnak?
By FEMA money that reached Karnak, Severe Storms, Tornadoes, and Flooding (2003): 46 households applied for aid, $124K approved. By flood claims, March storm: 1 paid, $6K.
Storm stories
Memories, warnings and help from neighbors in Karnak.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Karnak’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.